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Análisis microeconómico del seguro contra terremoto en México y estimación estocástica de riesgos sísmicos
[Microeconomic Analysis of Earthquake Insurance in Mexico and Stochastic Estimation of Seismic Risks]

Author

Listed:
  • David Conaly Martinez Vázques Héctor Pérez Ávila

    (Universidad de la Costa (UNCOS) Sistema de Universidades Estatales de Oaxaca (SUNEO))

Abstract

Cerca del 95% de las viviendas en México no cuentan con un seguro contra terremoto según la Asociación Mexicana de Instituciones de Seguros (AMIS). Esto a pesar de que gran parte del territorio nacional está expuesto a riesgos sísmicos. Los objetivos de esta investigación son realizar un análisis microeconómico del comportamiento del seguro contra estos fenómenos naturales y una modelación estocástica mediante cadenas de Markov de la actividad sísmica en el país, para evidenciar los riesgos de estos sucesos, así como sus implicaciones económicas. En futuras investigaciones se considera hacer un análisis regionalizado y considerando otros ramos.

Suggested Citation

  • David Conaly Martinez Vázques Héctor Pérez Ávila, 2020. "Análisis microeconómico del seguro contra terremoto en México y estimación estocástica de riesgos sísmicos [Microeconomic Analysis of Earthquake Insurance in Mexico and Stochastic Estimation of Seismic Risks]," Revista Nicolaita de Estudios Económicos, Universidad Michoacana de San Nicolás de Hidalgo, Instituto de Investigaciones Económicas y Empresariales, vol. 0(2), pages 101-118, July.
    • Handle: RePEc:ris:rnicee:023335
    DOI: https://rnee.umich.mx/index.php/rne
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    JEL classification:

    • D12 - Microeconomics - - Household Behavior - - - Consumer Economics: Empirical Analysis
    • C13 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods and Methodology: General - - - Estimation: General
    • C14 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods and Methodology: General - - - Semiparametric and Nonparametric Methods: General
    • C53 - Mathematical and Quantitative Methods - - Econometric Modeling - - - Forecasting and Prediction Models; Simulation Methods
    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies

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