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Internet banking in the U.S.: landscape, prospects, industry implications

Author

Listed:
  • Furst, Karen

    (Office of the Comptroller of the Currency)

  • Lang, William

    (Federal Reserve Bank of Philadelphia)

  • Nolle, Daniel

    (Office of the Comptroller of the Currency)

Abstract

Internet banking is receiving great attention in the banking industry and the regulatory community. As with other areas of e-commerce, discussions about Internet banking often proceed without reference to the actual state of market developments. This paper describes the current state of Internet banking in the U.S. and discusses its implications for the banking industry.

Suggested Citation

  • Furst, Karen & Lang, William & Nolle, Daniel, 2001. "Internet banking in the U.S.: landscape, prospects, industry implications," Journal of Financial Transformation, Capco Institute, vol. 2, pages 45-52.
    • Handle: RePEc:ris:jofitr:1262
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    File URL: http://www.capco.com/?q=content/journal-detail&sid=82
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    Citations

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    Cited by:

    1. George A. Kahn & William R. Keeton & Linda Schroeder & Stuart E. Weiner, 2003. "The role of community banks in the U.S. economy," Economic Review, Federal Reserve Bank of Kansas City, issue Q II, pages 15-43.
    2. Hernández-Murillo, Rubén & Llobet, Gerard & Fuentes, Roberto, 2010. "Strategic online banking adoption," Journal of Banking & Finance, Elsevier, vol. 34(7), pages 1650-1663, July.
    3. Onkar Shivraj Swami & B. Nethaji & Jyoti Prakash Sharma, 2018. "Facebook Adoption in Indian Banks: An Empirical Investigation," Vision, , vol. 22(4), pages 356-364, December.
    4. Jitendra Parajuli & Kingsley E. Haynes, 2015. "Broadband Internet and new firm formation: a US perspective," Chapters, in: Charlie Karlsson & Urban Gråsjö & Sofia Wixe (ed.), Innovation and Entrepreneurship in the Global Economy, chapter 9, pages 210-236, Edward Elgar Publishing.
    5. Emilia Bonaccorsi di Patti & Giorgio Gobbi & Paolo Emilio Mistrulli, 2004. "The interaction between face-to-face and electronic delivery: the case of the Italian banking industry," Temi di discussione (Economic working papers) 508, Bank of Italy, Economic Research and International Relations Area.
    6. Richard J. Sullivan & Zhu Wang, 2005. "Internet banking: an exploration in technology diffusion and impact," Payments System Research Working Paper PSR WP 05-05, Federal Reserve Bank of Kansas City.
    7. Ken Cyree & Natalya Delcoure & Ross Dickens, 2009. "An examination of the performance and prospects for the future of internet-primary banks," Journal of Economics and Finance, Springer;Academy of Economics and Finance, vol. 33(2), pages 128-147, April.

    More about this item

    Keywords

    Internet; Banking; Payments;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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