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Internet banking in the U.S.: landscape, prospects, industry implications


  • Furst, Karen

    () (Office of the Comptroller of the Currency)

  • Lang, William

    () (Federal Reserve Bank of Philadelphia)

  • Nolle, Daniel

    () (Office of the Comptroller of the Currency)


Internet banking is receiving great attention in the banking industry and the regulatory community. As with other areas of e-commerce, discussions about Internet banking often proceed without reference to the actual state of market developments. This paper describes the current state of Internet banking in the U.S. and discusses its implications for the banking industry.

Suggested Citation

  • Furst, Karen & Lang, William & Nolle, Daniel, 2001. "Internet banking in the U.S.: landscape, prospects, industry implications," Journal of Financial Transformation, Capco Institute, vol. 2, pages 45-52.
  • Handle: RePEc:ris:jofitr:1262

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    References listed on IDEAS

    1. Nicholas Economides, 1997. "The Economics of Networks," Brazilian Electronic Journal of Economics, Department of Economics, Universidade Federal de Pernambuco, vol. 1(0), December.
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    Cited by:

    1. Hernández-Murillo, Rubén & Llobet, Gerard & Fuentes, Roberto, 2010. "Strategic online banking adoption," Journal of Banking & Finance, Elsevier, vol. 34(7), pages 1650-1663, July.
    2. Emilia Bonaccorsi di Patti & Giorgio Gobbi & Paolo Emilio Mistrulli, 2004. "The interaction between face-to-face and electronic delivery: the case of the Italian banking industry," Temi di discussione (Economic working papers) 508, Bank of Italy, Economic Research and International Relations Area.
    3. Jitendra Parajuli & Kingsley E. Haynes, 2015. "Broadband Internet and new firm formation: a US perspective," Chapters,in: Innovation and Entrepreneurship in the Global Economy, chapter 9, pages 210-236 Edward Elgar Publishing.

    More about this item


    Internet; Banking; Payments;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages


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