IDEAS home Printed from https://ideas.repec.org/a/rbp/esteco/ree-32-04.html
   My bibliography  Save this article

Determinantes del margen financiero en el sector microfinanciero: El caso peruano

Author

Listed:
  • Fuentes-Dávila, Hugo

Abstract

Este trabajo analiza los determinantes del margen financiero de las instituciones microfinancieras para el Perú. Para ello, se utiliza un panel de datos con información de dos bancos especializados en microfinanzas, todas las cajas municipales, cajas rurales y entidades de desarrollo para la pequeña y microempresa, para el periodo de 2002 a 2013. Se encuentra que las variables propias de cada entidad financiera como el riesgo, tamaño, costos, solvencia y depósitos son determinantes del margen financiero, mientras que variables agregadas como la actividad económica, los encajes y la tasa de interés interbancaria también tienen efectos estadísticamente significativos sobre estos.

Suggested Citation

  • Fuentes-Dávila, Hugo, 2016. "Determinantes del margen financiero en el sector microfinanciero: El caso peruano," Revista Estudios Económicos, Banco Central de Reserva del Perú, issue 32, pages 71-80.
    • Handle: RePEc:rbp:esteco:ree-32-04
    as

    Download full text from publisher

    File URL: https://www.bcrp.gob.pe/docs/Publicaciones/Revista-Estudios-Economicos/32/ree-32-fuentes.pdf
    Download Restriction: no
    ---><---

    More about this item

    JEL classification:

    • C33 - Mathematical and Quantitative Methods - - Multiple or Simultaneous Equation Models; Multiple Variables - - - Models with Panel Data; Spatio-temporal Models
    • E43 - Macroeconomics and Monetary Economics - - Money and Interest Rates - - - Interest Rates: Determination, Term Structure, and Effects
    • E58 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Central Banks and Their Policies
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:rbp:esteco:ree-32-04. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Departamento de Publicaciones Económicas (email available below). General contact details of provider: https://edirc.repec.org/data/bcrgvpe.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.