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Domestic insurers in Poland and the global crisis



    () (Gdansk University)

  • Krzysztof LYSKAWA

    () (Poznan University of Economics)


The article contains the analysis of the impact of global crisis on Polish insurance sector. The main areas of the crisis impact on the activity of Polish insurance companies has so far been the change in the assets value and the associated decline in the profitability of investment activity. The danger arising from the economic downturn has not been realized so far in the Polish insurance sector. Although the premium written is high, the structure of the portfolio in life insurances is changing. In 2008, however, a significant retreat from saving insurance policies with capital funds in the direction of structured products is observed. A significant increase in premiums written resulted in a good financial situation of Polish insurance companies. Despite the turmoil in financial markets it also seems that solvency of Polish insurance sector is unthreatened as measured by statutory ratios.

Suggested Citation

  • Marietta JANOWICZ-LOMOTT & Krzysztof LYSKAWA, 2011. "Domestic insurers in Poland and the global crisis," Scientific Bulletin - Economic Sciences, University of Pitesti, vol. 10(1), pages 81-92.
  • Handle: RePEc:pts:journl:y:2011:i:1:p:81-92

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    insurance companies; Polish insurance market; global crisis;

    JEL classification:

    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • G01 - Financial Economics - - General - - - Financial Crises


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