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An Introduction to the Development and Regulation of Agricultural Insurance in China


  • Zhou Yanli

    (China Insurance Regulatory Commission, No. 15 Jinrong Dajie, Xicheng District, Beijing, People's Republic of China)


The importance of agriculture in a country with 1.3 billion people is self-evident. Agricultural insurance, however, did not emerge in China until the 1930s. Having gone through twists and turns, agricultural insurance is now widely recognised as an important means of protection for production and for the life of people in rural areas. Under the guidance and with the support of the government at all levels, pilot projects of agricultural insurance are being carried out. The China Insurance Regulatory Commission is strengthening its supervision of agricultural business and exploring a set of regulations for this sector. As a result, the market is growing quickly; the market structure has become more diversified and more products are available. In the pilot efforts to find a good model for agricultural insurance in China, some successful experiments have been made. Policy support is found to be a necessity in a sustainable agricultural insurance system for China. Local differences should receive appropriate attention and innovation should be encouraged to create a practical agricultural system that satisfies local needs in a large country like China. The Geneva Papers (2009) 34, 78–84. doi:10.1057/gpp.2008.39

Suggested Citation

  • Zhou Yanli, 2009. "An Introduction to the Development and Regulation of Agricultural Insurance in China," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 34(1), pages 78-84, January.
  • Handle: RePEc:pal:gpprii:v:34:y:2009:i:1:p:78-84

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    Cited by:

    1. Liu, Xianglin & Tang, Yingmei & Miranda, Mario J., 2015. "Does Past Experience in Natural Disasters Affect Willingness-to-Pay for Weather Index Insurance? Evidence from China," 2015 AAEA & WAEA Joint Annual Meeting, July 26-28, San Francisco, California 205374, Agricultural and Applied Economics Association;Western Agricultural Economics Association.
    2. Biener, Christian & Eling, Martin & Schmit, Joan T., 2014. "Regulation in Microinsurance Markets: Principles, Practice, and Directions for Future Development," World Development, Elsevier, vol. 58(C), pages 21-40.

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