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Pension Survivors Insurance for Widows

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  • Turner, John A

Abstract

Men frequently do not provide pension survivors insurance for their wives. To analyze why, a demand-supply model of survivors insurance is presented. Using the Survey of Private Pension Benefit Amounts, tobit estimates are calculated for a sample of married male pensioners. Social security reduces the survivors insurance provided through private pensions, partially foiling governmental attempts to reduce poverty among widows. The decline in inflation and the Supreme Court's unisex pension decisions have increased the selection of pension survivors insurance so that an increase could not necessarily be attributed to the passage of the Retirement Equity Act. Copyright 1988 by Oxford University Press.

Suggested Citation

  • Turner, John A, 1988. "Pension Survivors Insurance for Widows," Economic Inquiry, Western Economic Association International, vol. 26(3), pages 403-422, July.
    • Handle: RePEc:oup:ecinqu:v:26:y:1988:i:3:p:403-22
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    Cited by:

    1. Kathleen M. McGarry & Andrew Davenport, 1998. "Pensions and the Distribution of Wealth," NBER Chapters, in: Frontiers in the Economics of Aging, pages 463-486, National Bureau of Economic Research, Inc.
    2. de Grip, Andries & Fouarge, Didier & Montizaan, Raymond, 2020. "Redistribution of individual pension wealth to survivor pensions: Evidence from a stated preferences analysis," Journal of Economic Behavior & Organization, Elsevier, vol. 173(C), pages 402-421.
    3. William E. Even & David A. Macpherson, 2004. "When Will the Gender Gap in Retirement Income Narrow?," Southern Economic Journal, John Wiley & Sons, vol. 71(1), pages 182-200, July.

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