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Financing Regional Development Through Development Banks

Author

Listed:
  • Branko Matic

    () (Full Professor, Faculty of Economics in Osijek, Croatia)

  • Hrvoje Serdarusic

    () (Teaching Assistant, Faculty of Economics in Osijek, Croatia)

Abstract

A combination of various sources of financing is a necessary prerequisite to finance any development as well as regional development. Sources of financing can be monitored and evaluated from the aspects of suitability (cost aspect), availability and abundance. Ultimate users of funds give advantage to financial sources whose availability and abundance is at the maximum level, and costs are at their minimum. For the most part, development bank funds meet the above mentioned requirements, since the main function of these banks is to finance certain activities under special (more favourable) conditions. The significance, justification and evaluation of this form of financial resources in the regional development segment are becoming more and more prominent. The subject of this paper is the amount and conditions of development bank loans in the area of Osijek-Baranja and Vukovar-Srijem Counties.

Suggested Citation

  • Branko Matic & Hrvoje Serdarusic, 2009. "Financing Regional Development Through Development Banks," Interdisciplinary Management Research, Josip Juraj Strossmayer University of Osijek, Faculty of Economics, Croatia, vol. 5, pages 749-759.
  • Handle: RePEc:osi:journl:v:5:y:2009:p:749-759
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    File URL: http://www.efos.hr/repec/osi/journl/PDF/InterdisciplinaryManagementResearchV/IMR5a60.pdf
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    References listed on IDEAS

    as
    1. Branimir Markovic & Branko Matic, 2006. "The Process of Transition and the Capital Market in the Republic of Croatia," Interdisciplinary Management Research, Josip Juraj Strossmayer University of Osijek, Faculty of Economics, Croatia, vol. 2, pages 343-348.
    2. Maja Lamza - Maronic & Jerko Glavas & Slavko Bosnjak, 2008. "Contribution to the Development of the Urban Management Model," Interdisciplinary Management Research, Josip Juraj Strossmayer University of Osijek, Faculty of Economics, Croatia, vol. 4, pages 526-541, May.
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    Citations

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    Cited by:

    1. Maja Lamza-Maronic & Jerko Glavas & Igor Mavrin, 2010. "Cultural Management In The Republic Of Croatia - Possibilities Of Development," Interdisciplinary Management Research, Josip Juraj Strossmayer University of Osijek, Faculty of Economics, Croatia, vol. 6, pages 133-142.

    More about this item

    Keywords

    financing; regional development; development banks; sources of financing;

    JEL classification:

    • E51 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Money Supply; Credit; Money Multipliers
    • G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • O19 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - International Linkages to Development; Role of International Organizations
    • O23 - Economic Development, Innovation, Technological Change, and Growth - - Development Planning and Policy - - - Fiscal and Monetary Policy in Development

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