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Using Artificial Intelligence In The Financial Planning Mechanism

Author

Listed:
  • Liliana ANGHEL

    (Drd.Babes-Bolyai University, Faculty of History and Philosophy, Doctoral School of International Relations and Security Studies, Cluj, Romania)

Abstract

The article explores the use of Artificial Intelligence (AI) in financial planning, comparing its effectiveness and advantages over traditional methods. AI can significantly transform the financial management process, automating complex analyses and providing more accurate forecasts, thereby reducing human errors and saving time. The article presents applications of AI in key areas of financial planning, such as risk analysis, portfolio optimization, cash flow forecasting and personalization of financial recommendations. In contrast to traditional approaches, which rely on static methods and manual processes, AI enables a dynamic and adaptive approach, based on big data analytics and machine learning algorithms. Concrete examples illustrate how AI can improve financial decisions, increasing efficiency and accuracy in the financial planning process. The article concludes that, while classical methods continue to be relevant, integrating AI into financial planning is becoming increasingly essential for achieving a competitive advantage.

Suggested Citation

  • Liliana ANGHEL, 2025. "Using Artificial Intelligence In The Financial Planning Mechanism," Annals of Faculty of Economics, University of Oradea, Faculty of Economics, vol. 34(2), pages 506-512, December.
    • Handle: RePEc:ora:journl:v:34:y:2025:i:2:p:506-512
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    JEL classification:

    • C45 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods: Special Topics - - - Neural Networks and Related Topics
    • G17 - Financial Economics - - General Financial Markets - - - Financial Forecasting and Simulation
    • G11 - Financial Economics - - General Financial Markets - - - Portfolio Choice; Investment Decisions
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes
    • M15 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration - - - IT Management

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