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A Primer on Deposit Insurance: The Federal Deposit Insurance Corporation and the National Credit Union Administration

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  • Robert Carbaugh
  • Peter Saunders

Abstract

Although college textbooks in Money and Banking discuss the role of deposit insurance and the Federal Deposit Insurance Corporation, they tend to pay only scant attention to these topics. The purpose of this article is to fill this void by providing a primer on deposit insurance, the Federal Deposit Insurance Corporation, and the National Credit Union Administration which provide safety for banks and credit unions and public confidence in our financial system. In particular, the paper discusses the incidence of deposit insurance premiums and the merger policies of the Federal Deposit Insurance Corporation and the National Credit Union Administration. The paper is written for a general audience, including college students and the public who are interested in contemporary banking issues.

Suggested Citation

  • Robert Carbaugh & Peter Saunders, 2018. "A Primer on Deposit Insurance: The Federal Deposit Insurance Corporation and the National Credit Union Administration," Journal for Economic Educators, Middle Tennessee State University, Business and Economic Research Center, vol. 18(2), pages 42-59, Fall.
    • Handle: RePEc:mts:jrnlee:v:18:y:2018:i:2:p:42-59
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    File URL: http://capone.mtsu.edu/jee/2018/pp42-59MS518.pdf
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    References listed on IDEAS

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    1. R. Alton Gilbert, 1985. "Recent changes in handling bank failures and their effects on the banking industry," Review, Federal Reserve Bank of St. Louis, vol. 67(Jun), pages 21-28.
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      Keywords

      deposit insurance; Federal Deposit Insurance Corporation; National Credit Union Administration;
      All these keywords.

      JEL classification:

      • A2 - General Economics and Teaching - - Economic Education and Teaching of Economics
      • G0 - Financial Economics - - General

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