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Questioning Bangladesh's Microcredit


  • Rafiqul Molla
  • M. Alam
  • Abu Wahid


Microlending is widely seen as a development program that has worked for the world's poor. But there has been inadequate study of the results. The authors undertook a pilot study in Bangladesh, and their results are deeply disappointing. A high proportion of loans are taken for consumption, not investment, and make little contribution to the creation of jobs.

Suggested Citation

  • Rafiqul Molla & M. Alam & Abu Wahid, 2008. "Questioning Bangladesh's Microcredit," Challenge, Taylor & Francis Journals, vol. 51(6), pages 113-121.
  • Handle: RePEc:mes:challe:v:51:y:2008:i:6:p:113-121
    DOI: 10.2753/0577-5132510608

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    Cited by:

    1. Rafiqul Islam Molla & Md. Mahmudul Alam, 2011. "Microcredit - A More Credible Social than Economic Program in Bangladesh," Economics Bulletin, AccessEcon, vol. 31(2), pages 1095-1104.

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