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Unveiling the Impact of JKN: Easing Financial Burdens for Pregnant Women in Indonesia

Author

Listed:
  • Januar Sulaeman

    (Faculty of Economics and Business Universitas Indonesia, Indonesia)

  • Riatu Mariatul Qibthiyyah

    (Faculty of Economics and Business Universitas Indonesia, Indonesia)

Abstract

Indonesia’s maternal mortality rate is the second highest in the ASEAN, partly due to financial barriers preventing adequate care during pregnancy and childbirth. The National Health Insurance (JKN) scheme, which is the embodiment of universal health coverage (UHC), was designed by the Indonesian government to reduce the financial risk of its participants. However, its impact on out-of-pocket health spending for pregnant women is under-researched. Using propensity score matching (PSM) and 2019 SUSENAS data, this study found that JKN membership significantly reduced out-of-pocket health spending for pregnant women—especially in eastern Indonesia, where poverty and healthcare access represent critical issues.

Suggested Citation

  • Januar Sulaeman & Riatu Mariatul Qibthiyyah, 2024. "Unveiling the Impact of JKN: Easing Financial Burdens for Pregnant Women in Indonesia," Economics and Finance in Indonesia, Faculty of Economics and Business, University of Indonesia, vol. 70, pages 63-79, June.
    • Handle: RePEc:lpe:efijnl:202405
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    More about this item

    Keywords

    jaminan kesehatan nasional; out of pocket; propensity score matching;
    All these keywords.

    JEL classification:

    • I13 - Health, Education, and Welfare - - Health - - - Health Insurance, Public and Private
    • I18 - Health, Education, and Welfare - - Health - - - Government Policy; Regulation; Public Health
    • I38 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Government Programs; Provision and Effects of Welfare Programs

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