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Empirical investigation on the impact of microcredit on women empowerment in urban peninsular Malaysia

Author

Listed:
  • Abdullah Al- Mamun*

    (Universitiy Malaysia Kelantan, Malaysia)

  • Sazali Abdul Wahab

    (Universitiy Malaysia Kelantan, Malaysia)

  • Mohammad Nurul Huda Mazumder

    (Laval University, Canada)

  • Zhan Su

    (Laval University, Canada)

Abstract

The main goal of this study was to assess the impact of participation in Amanah Ikhtiar Malaysiaís (AIM) microcredit program on the empowerment among urban low-income women in Peninsular Malaysia. To attain the above mentioned objective, this study utilized a cross-sectional design using stratified random sampling method to examine whether or not participation in AIMís microcredit program improved urban low-income clientsí role in household decision making, helped the clients achieve economic security, gain more control over resources and family decisions, improve their ability to go outside to work and improve their level of legal awareness. Findings of this study revealed that participation in AIMís microcredit program generated a positive and significant impact on womenís empowerment in Urban Peninsular Malaysia. The results suggest that AIM should, therefore, focus on increasing the outreach by targeting urban low-income women. The policy makers should focus on establishing a supportive regulatory environment to promote sustainable development of all microcredit organizations in urban Malaysia.

Suggested Citation

  • Abdullah Al- Mamun* & Sazali Abdul Wahab & Mohammad Nurul Huda Mazumder & Zhan Su, 2014. "Empirical investigation on the impact of microcredit on women empowerment in urban peninsular Malaysia," Journal of Developing Areas, Tennessee State University, College of Business, vol. 48(2), pages 287-306, April-Jun.
    • Handle: RePEc:jda:journl:vol.48:year:2014:issue2:pp287-306
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    Citations

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    Cited by:

    1. Djihad Tria & Mukaramah Harun & Mahmudul Alam, 2022. "Microcredit as a strategy for employment creation: A systematic review of literature," Cogent Economics & Finance, Taylor & Francis Journals, vol. 10(1), pages 2060552-206, December.
    2. Sayed Samer Ali Al-shami & R. M. Razali & Nurulizwa Rashid, 2018. "The Effect of Microcredit on Women Empowerment in Welfare and Decisions Making in Malaysia," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 137(3), pages 1073-1090, June.
    3. Rana M. Naeem Khan & Owais Shafique & Nadeem Siddique & Razia Razzaq & Rana M. Zahid Hafeez, 2021. "A Qualitative Study On The Socio-Economic Impact Of Participation In Akhuwat Islamic Microfinance On Poverty Eradication And Women Empowerment," Bulletin of Business and Economics (BBE), Research Foundation for Humanity (RFH), vol. 10(4), pages 176-185, December.
    4. Shivangi Bhatia & Seema Singh, 2019. "Empowering Women Through Financial Inclusion: A Study of Urban Slum," Vikalpa: The Journal for Decision Makers, , vol. 44(4), pages 182-197, December.
    5. Mansour Esmaeil Zaei & Prachi Kapil & Olha Pelekh & Azadeh Teimoury Nasab, 2018. "Does Micro-Credit Empower Women through Self-Help Groups? Evidence from Punjab, Northern India," Societies, MDPI, vol. 8(3), pages 1-15, July.
    6. Rafiatul Adlin Hj Mohd Ruslan & Christopher Gan & Baiding Hu & Nguyen Thi Thieu Quang, 2020. "Impact of Microcredit on SMEs Performance in Malaysia," International Journal of Business and Economics, School of Management Development, Feng Chia University, Taichung, Taiwan, vol. 19(1), pages 109-130, June.
    7. Selamah Yusof, 2015. "Household Decision-Making in Malaysia: The Ethnic Dimension," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 124(1), pages 283-293, October.
    8. Ali Hamid Irhoumah Nisser & Abdullah Mohammad Ahmed Ayedh, 2017. "Micro nance and Women's Empowerment in Egypt," International Journal of Business and Economic Affairs (IJBEA), Sana N. Maswadeh, vol. 2(1), pages 52-58.
    9. Ambreen Khursheed, 2022. "Exploring the role of microfinance in women’s empowerment and entrepreneurial development: a qualitative study," Future Business Journal, Springer, vol. 8(1), pages 1-13, December.
    10. Mohamed Arouri & Nguyen Viet Cuong, 2020. "Does microcredit reduce the gender gap in employment? Evidence from Egypt," African Development Review, African Development Bank, vol. 32(2), pages 111-124, June.
    11. Imrab Shaheen & Iftikhar Hussain & Ghulam Mujtaba, 2018. "Role of Microfinance in Economic Empowerment of Women in Lahore, Pakistan: A Study of Akhuwat Supported Women Clients," International Journal of Economics and Financial Issues, Econjournals, vol. 8(2), pages 337-343.

    More about this item

    Keywords

    Microcredit; Poverty; Women Empowerment; Welfare; and Malaysia;
    All these keywords.

    JEL classification:

    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination
    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • D60 - Microeconomics - - Welfare Economics - - - General

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