IDEAS home Printed from https://ideas.repec.org/
MyIDEAS: Log in (now much improved!) to save this article

Pan-European Personal Pension Product, a New Path Forward

Listed author(s):
  • Dragos Mihai UNGUREANU

    ()

    (Spiru Haret University, Faculty of Economic Sciences, 46 G Fabricii Str., District 6 Bucharest, Romania)

Registered author(s):

    Personal pension markets are unequally developed and personal pension products are unequally affordable across the European Union (EU). People who wish to save more for retirement need a greater choice of suitable personal pension products that rely on capital markets-based investments.The paper aims to present and explain the need for product diversity in the pension scheme. This kind of proposal should create a quality label for EU personal pension products and increase trust among consumers, but also could lead to complications and interference with the current system at national level. An EU initiative on personal pensions could therefore complement the current divergent rules at EU and national level by adding a pan-European framework for pension, for individuals who wish to use this additional saving option.

    If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

    File URL: http://icesba.eu/RePEc/icb/wpaper/ICESBA2017_UNGUREANU_P355-364.pdf
    Download Restriction: no

    Article provided by Spiru Haret University in its journal Published in Procedia of Economics and Business Administration.

    Volume (Year): 4 (2017)
    Issue (Month): 1 (November)
    Pages: 355-364

    as
    in new window

    Handle: RePEc:icb:wpaper:v:4:y:2017:i:1:355-364
    Contact details of provider: Web page: http://icesba.eu

    References listed on IDEAS
    Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:

    as
    in new window


    1. Lannoo, Karel & Pollack, Alan & Stæhr, Ole, 2015. "Keep capital markets union simple," CEPS Papers 10803, Centre for European Policy Studies.
    2. Lannoo, Karel & Pollack, Alan & Stæhr, Ole, 2015. "Keep capital markets union simple," ECMI Papers 10803, Centre for European Policy Studies.
    3. Lannoo, Karel, 2017. "At last, a Pan-European Pension Product!," ECMI Papers 12783, Centre for European Policy Studies.
    Full references (including those not matched with items on IDEAS)

    This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

    When requesting a correction, please mention this item's handle: RePEc:icb:wpaper:v:4:y:2017:i:1:355-364. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Rocsana Bucea-Manea-Tonis)

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If references are entirely missing, you can add them using this form.

    If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.