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Ипотека В Рф

Author

Listed:
  • Georgiy Zadonskiy

    (Институт экономической политики имени Е.Т.Гайдара)

Abstract

Объем ИЖК, предоставленных во II кв. 2015 г., составил 242,53 млрд руб., что на 44,23% меньше объ- ема ИЖК за II кв. 2014 г. Величина остаточной задолженности по ИЖК на 1 июля 2015 г. достигла 3,608 трлн руб. Доля просроченной задолженности по ИЖК в рублях в остаточной задолженности состави- ла 0,98% на 1 июля 2015 г. против 0,92% на 1 апреля 2015 г. Доля задолженности по дефолтным ИЖК, с просроченными свыше 180 дней платежами, относительно общей задолженности на 1 июля 2015 г. увеличилась до 2,08%. Средневзвешенная ставка по выданным в июне 2015 г. ИЖК в рублях составила 13,29%, а средневзвешенная за полгода – 14,04%. В рамках государственной программы субсидирова- ния процентных ставок по ипотечным кредитам на покупку жилья в новостройках (ставка не более 12%) за II кв. 2015 г. выдано 52 тыс. кредитов на сумму более 90 млрд руб., что составляет 38% объема предоставленных за этот период ИЖК.

Suggested Citation

  • Georgiy Zadonskiy, 2015. "Ипотека В Рф," Russian Economic Development (in Russian), Gaidar Institute for Economic Policy, issue 9, pages 41-43, Сентябрь.
  • Handle: RePEc:gai:ruserr:446
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    More about this item

    Keywords

    Рынок недвижимости;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • K11 - Law and Economics - - Basic Areas of Law - - - Property Law
    • L74 - Industrial Organization - - Industry Studies: Primary Products and Construction - - - Construction
    • L85 - Industrial Organization - - Industry Studies: Services - - - Real Estate Services
    • R14 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General Regional Economics - - - Land Use Patterns
    • R21 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - Housing Demand
    • R31 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Real Estate Markets, Spatial Production Analysis, and Firm Location - - - Housing Supply and Markets
    • R52 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Regional Government Analysis - - - Land Use and Other Regulations

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