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Ипотека В Рф


  • Georgy Zadonsky

    (Институт экономической политики имени Е.Т.Гайдара)


В 2013 г. рост ипотечного жилищного кредитования продолжался. Объем предоставленных в 2013 г. ипотечных жилищных кредитов (1,354 трлн руб.) превысил объем 2012 г. на 31,17% Качество портфеля ИЖК продолжало улучшаться: просроченная задолженность за 2013 г. уменьшилась до 39,5 млрд руб. при снижении ее доли в задолженности до 1,49%; задолженность без просроченных платежей в общей сумме задолженности на 1 января 2014 г. увеличилась на 0,12 п.п. относительно 1 января 2013 г. и составила 96,05%, а доля задолженности дефолтных ИЖК (с просроченными платежами свыше 180 дней) снизилась на 0,48 п.п. и составила 1,78%. Снижение в 2013 г. средневзвешенной за месяц процентной ставки по ИЖК в рублях в декабре сменилось подъемом на 0,2 п.п. до 12,1%.

Suggested Citation

  • Georgy Zadonsky, 2014. "Ипотека В Рф," Russian Economic Developments (in Russian), Gaidar Institute for Economic Policy, issue 3, pages 33-35, Март.
  • Handle: RePEc:gai:ruserr:166

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    Рынок недвижимости;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • K11 - Law and Economics - - Basic Areas of Law - - - Property Law
    • L74 - Industrial Organization - - Industry Studies: Primary Products and Construction - - - Construction
    • L85 - Industrial Organization - - Industry Studies: Services - - - Real Estate Services
    • R14 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General Regional Economics - - - Land Use Patterns
    • R21 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - Housing Demand
    • R31 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Real Estate Markets, Spatial Production Analysis, and Firm Location - - - Housing Supply and Markets
    • R52 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Regional Government Analysis - - - Land Use and Other Regulations


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