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Mortgage In The Russian Federation In December 2014


  • Georgiy Zadonsky

    (Gaidar Institute for Economic Policy)


Despite worsening of the fi nancial and economic situation, within 11 months of 2014 the volume of mortgage housing loans (MHL) (Rb 1530.3bn) exceeded by 22.2% and 30.2% in quantitative terms and monetary terms, respectively, the volume of MHL extended within the respective period of 2013. As of December 1, 2014, the share of overdue debt in the outstanding debt on MHL fell to 0.8% and increased to 14.5% as regards loans in rubles and loans in foreign currency, respectively. However, in November 2014 the weighted average rate on MHL in rubles extended within a month amounted to 12.6% against 11.9% in November 2013.

Suggested Citation

  • Georgiy Zadonsky, 2015. "Mortgage In The Russian Federation In December 2014," Russian Economic Developments, Gaidar Institute for Economic Policy, issue 2, pages 31-32, February.
  • Handle: RePEc:gai:recdev:460

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    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • K11 - Law and Economics - - Basic Areas of Law - - - Property Law
    • L74 - Industrial Organization - - Industry Studies: Primary Products and Construction - - - Construction
    • L85 - Industrial Organization - - Industry Studies: Services - - - Real Estate Services
    • R14 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General Regional Economics - - - Land Use Patterns
    • R21 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - Housing Demand
    • R31 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Real Estate Markets, Spatial Production Analysis, and Firm Location - - - Housing Supply and Markets
    • R52 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Regional Government Analysis - - - Land Use and Other Regulations


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