IDEAS home Printed from https://ideas.repec.org/a/eme/jabesp/jabes-01-2020-0004.html

Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan

Author

Listed:
  • Abbas Ali Chandio
  • Yuansheng Jiang
  • Abdul Rehman
  • Martinson Ankrah Twumasi
  • Amber Gul Pathan
  • Muhammad Mohsin

Abstract

Purpose - In the developing countries, formal credit has dominant role for the development of agriculture sector. It increases the farmer's purchasing power for better farm inputs and agricultural technology for high crop productivity. The main purpose of this study is to examine the influence of socioeconomic characteristics of smallholder farmers for credit demand in Sindh, Pakistan. Design/methodology/approach - A cross-sectional data set randomly collected from 90 smallholder farmers in Thatta district, Sindh, Pakistan, is examined. Descriptive statistics, correlation and the OLS regression method were used to demonstrate the important factors affecting the demand for formal credit. Findings - The results revealed that formal education, experience of farming, landholding size, road access and extension contacts positively and significantly influenced the demand for formal credit. Originality/value - This study is the first, to the best of authors' knowledge, to demonstrate the influence of various socioeconomic characteristics of smallholder farmers on demand for formal credit in Sindh, Pakistan. It also illustrates the imperative contribution to the literature regarding credit access and demand to improve the agricultural productivity.

Suggested Citation

  • Abbas Ali Chandio & Yuansheng Jiang & Abdul Rehman & Martinson Ankrah Twumasi & Amber Gul Pathan & Muhammad Mohsin, 2020. "Determinants of demand for credit by smallholder farmers': a farm level analysis based on survey in Sindh, Pakistan," Journal of Asian Business and Economic Studies, Emerald Group Publishing Limited, vol. 28(3), pages 225-240, July.
    • Handle: RePEc:eme:jabesp:jabes-01-2020-0004
    DOI: 10.1108/JABES-01-2020-0004
    as

    Download full text from publisher

    File URL: https://www.emerald.com/insight/content/doi/10.1108/JABES-01-2020-0004/full/html?utm_source=repec&utm_medium=feed&utm_campaign=repec
    Download Restriction: no
    File URL: https://www.emerald.com/insight/content/doi/10.1108/JABES-01-2020-0004/full/pdf?utm_source=repec&utm_medium=feed&utm_campaign=repec
    Download Restriction: no
    File URL: https://libkey.io/10.1108/JABES-01-2020-0004?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Benjamin Tetteh Anang & Joseph Amerino, 2024. "Drivers of Cocoa Farmers’ Access to Agricultural Services in Ghana: A Case Study of Sefwi Wiawso Municipal," SAGE Open, , vol. 14(4), pages 21582440241, November.
    2. Lam Hoang Viet Le & Toan Luu Duc Huynh & Bryan S. Weber & Bao Khac Quoc Nguyen, 2021. "Different firm responses to the COVID-19 pandemic shocks: machine-learning evidence on the Vietnamese labor market," International Journal of Emerging Markets, Emerald Group Publishing Limited, vol. 18(9), pages 2501-2522, July.
    3. Dao Van Le & Tuyen Quang Tran, 2024. "Evaluating the impact of the government loan program on farms in Vietnam: An application of fuzzy regression discontinuity design," Poverty & Public Policy, John Wiley & Sons, vol. 16(2), pages 146-171, June.
    4. repec:jaf:journl:v:13:y:2022:i:2:n:610 is not listed on IDEAS
    5. Khutlang Lekhisa & Brian Muroyiwa, 2024. "Determinants of market participation for small scale broiler farmers in Leribe District of Lesotho," International Journal of Research in Business and Social Science (2147-4478), Center for the Strategic Studies in Business and Finance, vol. 13(4), pages 302-314, June.

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;
    ;
    ;

    JEL classification:

    • O13 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Agriculture; Natural Resources; Environment; Other Primary Products
    • Q14 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Agriculture - - - Agricultural Finance
    • Q18 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Agriculture - - - Agricultural Policy; Food Policy; Animal Welfare Policy

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eme:jabesp:jabes-01-2020-0004. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Emerald Support (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.