IDEAS home Printed from
   My bibliography  Save this article

Eficiencia técnica en el sistema bancario español. Dimensión y rentabilidad


  • Marín, Salvador

    (Universidad de Murcia)

  • Gómez, Juan

    (Universidad de Murcia)

  • Cándido Gómez, Juan

    (Universidad de Murcia)


In this work we analyzed the relationship between dimension, financial profitability and technical efficiency of the bank companies in Spain. The analysis is carried out by the use of multivariant technicals, analysis factorial and analysis cluster to establish groups of bank companies with homogeneous dimension. The methodology in use is non parametric, the data envelopment analysis (DEA), to obtain the coefficient of technical efficiency of each bank company. In addition, there is studied the influence of every company evaluated like efficient on the analyses of efficiency before realized with the aim to detect if there exists some financial institution (bank) that affects in a special way to the results. Also bootstrap is used in order to obtaining confidence intervals of the average efficiency and medium efficiency of the bank system. Finally the existence of relation is analyzed among the dimension of the bank, the financial profitability and the estimations of technical efficiency.The used information fits to 82 Spanish banks (36 banks and 45 savings banks) that configure the whole amount of the commercial.// En este trabajo se analiza la relación entre dimensión, rentabilidad financiera y eficiencia técnica de las entidades bancarias en España. El análisis se realiza mediante la utilización de las técnicas multivariantes, análisis factorial y análisis cluster para establecer grupos de empresas bancarias de dimensión homogénea. Se utiliza la metodología no paramétrica, el análisis envolvente de datos (Data Envelopment Analysis) para obtener el coeficiente de eficiencia técnica de cada entidad bancaria. Además, se estudia la influencia de cada empresa evaluada como eficiente sobre los análisis de eficiencia previamente realizados con el objetivo de detectar si existe alguna entidad que afecta de manera especial a los resultados. También se utiliza la técnica bootstrap para obtener intervalos de confianza de la eficiencia media y eficiencia mediana del sistema bancario. Por último se analiza la relación entre la dimensión de la entidad, la rentabilidad financiera y las estimaciones de eficiencia técnica. La información utilizada corresponde a 82 empresas bancarias españolas (36 bancos y 45 cajas de ahorros) que constituyen la casi totalidad de la banca comercial en España.

Suggested Citation

  • Marín, Salvador & Gómez, Juan & Cándido Gómez, Juan, 2008. "Eficiencia técnica en el sistema bancario español. Dimensión y rentabilidad," El Trimestre Económico, Fondo de Cultura Económica, vol. 0(300), pages 1017-1042, octubre-d.
  • Handle: RePEc:elt:journl:v:75:y:2008:i:300:p:1017-1042

    Download full text from publisher

    File URL:
    Download Restriction: no


    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.

    Cited by:

    1. Aysan, Ahmet Faruk & Ertek, Gurdal & Ozturk, Secil, 2009. "Assessing the adverse effects of interbank funds on bank efficiency through using semiparametric and nonparametric methods," MPRA Paper 38113, University Library of Munich, Germany.

    More about this item


    Technical efficiency; Data Evelopment Analysis; bootstrap; eficiencia técnica; análisis envolvente de datos;

    JEL classification:

    • G2 - Financial Economics - - Financial Institutions and Services
    • M4 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Accounting
    • L51 - Industrial Organization - - Regulation and Industrial Policy - - - Economics of Regulation


    Access and download statistics


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:elt:journl:v:75:y:2008:i:300:p:1017-1042. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Rosa María González Mejía). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.