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Erregulaziopeko hautaketa: errentatzaileek nola egokitzen dituzten fidantzak etxebizitzak alokatzeko merkatuetan hautemandako arriskura

Author

Listed:
  • Jon Charterina Abando

    (Euskal Herriko Unibertsitatea (EHU))

Abstract

Artikulu honetan, berme-gordailuen faktore erabakigarriak aztertzen dira bizitegi-alokairuko kontratuetan, jabeek hautemandako hautaketa kaltegarriaren arriskuaren adierazle gisa. Euskal Autonomia Erkidegoko datu administratiboak erabiliz, maizterren eta jabeen ezaugarriak, osaera demografikoa, merkatuaren tamaina eta arau-aldaketak islatzen dituzten errore sendoak eta elkarrekintza-terminoak dituzten eredu lineal orokorrak estimatzen ditugu. Arreta berezia eskaintzen diogu 7/2019 Errege Dekretuak sartutako arau-aldaketari, maizterren babesa indartu eta gordailuak mugatu baitzituen. Emaitzek erakusten dute gordailuak ez daudela modu uniformean lotuta demografia- edo kontratu-ezaugarriekin; aitzitik, testuinguruaren arabera aldatzen dira, merkatuaren baldintzek, eragile instituzionalek eta erregulazioak baldintzatuta. Arrisku objektibo bat edo diskriminazio bat islatu beharrean, gordailuek hautaketa-gailu moldagarri gisa funtzionatzen dute, informazio asimetrikoko testuinguru batean. Ondorioek erregulazio uniformearen mugak eta testuinguruarekiko sentikorrak diren etxebizitza-politiken beharra adierazten dituzte.

Suggested Citation

  • Jon Charterina Abando, 2026. "Erregulaziopeko hautaketa: errentatzaileek nola egokitzen dituzten fidantzak etxebizitzak alokatzeko merkatuetan hautemandako arriskura," EKONOMIAZ. Revista vasca de Economía, Gobierno Vasco / Eusko Jaurlaritza / Basque Government, vol. 109(01), pages 208-231.
    • Handle: RePEc:ekz:ekonoz:2026109
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    JEL classification:

    • D82 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Asymmetric and Private Information; Mechanism Design
    • R31 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Real Estate Markets, Spatial Production Analysis, and Firm Location - - - Housing Supply and Markets
    • K23 - Law and Economics - - Regulation and Business Law - - - Regulated Industries and Administrative Law

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