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Digital Banking Tools for Farmers: Opportunities for Agricultural Companies in Moldova

Author

Listed:
  • Olesea Pinzari (Vihodet)

    (Dunarea de Jos University of Galati, Romania)

  • Maria Magdalena Turek Rahoveanu

    (Dunarea de Jos University of Galati, Romania)

Abstract

This report provides a snapshot of the agricultural sector and the status of financial inclusion in Moldova, examining how recent innovation in agriculture supports rural communities in improving financial inclusion. The report also highlights emerging monetization models and the roles of agricultural companies in the country. This report primarily targets agrotechnology companies seeking to develop a rural growth strategy by assessing farmers' credit risk using digital farm and farmer data. It will also be of interest to mobile money providers and fintech companies looking to launch and expand digital financial services for farmers.

Suggested Citation

  • Olesea Pinzari (Vihodet) & Maria Magdalena Turek Rahoveanu, 2025. "Digital Banking Tools for Farmers: Opportunities for Agricultural Companies in Moldova," Journal of Agriculture and Rural Development Studies, "Dunarea de Jos" University of Galati, Doctoral Field Engineering and Management in Agriculture and Rural Development, issue 1, pages 17-28.
    • Handle: RePEc:ddj:ejards:y:2025:i:1:p:17-28
    DOI: https://doi.org/10.35219/jards.2025.1.02
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    References listed on IDEAS

    as
    1. Maria Magdalena Turek Rahoveanu & Valentin Serban & Adrian Gheorghe Zugravu & Adrian Turek Rahoveanu & Dragoș Sebastian Cristea & Petronela Nechita & Cristian Silviu Simionescu, 2022. "Perspectives on Smart Villages from a Bibliometric Approach," Sustainability, MDPI, vol. 14(17), pages 1-17, August.
    2. Ștefan-Mihai PETREA & Dragos Sebastian Cristea & Maria Magdalena Turek Rahoveanu & Cristina Gabriela Zamfir & Adrian Turek Rahoveanu & Gheorghe Adrian Zugravu & Dumitru Nancu, 2020. "Perspectives of the Moldavian Agricultural Sector by Using a Custom-Developed Analytical Framework," Sustainability, MDPI, vol. 12(11), pages 1-40, June.
    Full references (including those not matched with items on IDEAS)

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