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Private Lenders, Banks And Mortgage Credit In Peru. Evidence From Notarised Loans

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  • Zegarra, Luis Felipe

Abstract

This article examines the mortgage credit market of Peru during the guano era and analyses the effects of the creation of mortgage banks on the allocation of credit. It shows that mortgage banks served as interregional intermediaries and facilitated access to long-term credit for large estate owners. However, banks did not broaden access to credit. As private lenders, mortgage banks loaned largely to Lima’s merchants and renters and to hacendados from the main coastal valleys.

Suggested Citation

  • Zegarra, Luis Felipe, 2017. "Private Lenders, Banks And Mortgage Credit In Peru. Evidence From Notarised Loans," Revista de Historia Económica / Journal of Iberian and Latin American Economic History, Cambridge University Press, vol. 35(1), pages 105-146, March.
    • Handle: RePEc:cup:reveco:v:35:y:2017:i:01:p:105-146_00
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    Cited by:

    1. Luis FELIPE Zegarra, 2016. "Political instability and non-price loan terms in Lima, Peru: evidence from notarized contracts," European Review of Economic History, European Historical Economics Society, vol. 20(4), pages 478-525.
    2. Luis Felipe Zegarra, 2020. "Living Costs and Real Wages in Nineteenth Century Lima: Levels and International Comparisons," Australian Economic History Review, Economic History Society of Australia and New Zealand, vol. 60(2), pages 186-219, July.
    3. Zegarra, Luis Felipe, 2017. "Usury laws and private credit in Lima, Peru. Evidence from notarized records," Explorations in Economic History, Elsevier, vol. 65(C), pages 68-93.

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