IDEAS home Printed from
MyIDEAS: Log in (now much improved!) to save this article

Automobile Insurance in Ontario: Public Policy and Private Interests

Listed author(s):
  • Rose Anne Devlin

Recently the government of Ontario introduced a partial no-fault system for automobile insurance. One stated objective of this policy was to promote the public interest. Interestingly, the insurance industry was generally supportive of this decision. Is it possible that both society in general and the industry can benefit from no-fault automobile insurance? This paper examines the decision to implement no-fault automobile insurance in Ontario from the industry's perspective and from an overall welfare perspective. The paper argues that the industry was induced to lobby for no-fault automobile insurance provisions as a result of the government's prior regulation of insurance premiums. It was rational for the industry to want "cost restraints" in the presence of these "revenue" restrictions. In general, the available evidence suggests that the no-fault policy will not be welfare enhancing.

If you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

File URL:
Download Restriction: only available to JSTOR subscribers

As the access to this document is restricted, you may want to look for a different version under "Related research" (further below) or search for a different version of it.

Article provided by University of Toronto Press in its journal Canadian Public Policy.

Volume (Year): 19 (1993)
Issue (Month): 3 (September)
Pages: 298-310

in new window

Handle: RePEc:cpp:issued:v:19:y:1993:i:3:p:298-310
Contact details of provider: Postal:
University of Toronto Press Journals Division 5201 Dufferin Street Toronto, Ontario, Canada M3H 5T8

Web page:

Order Information: Web: Email:

No references listed on IDEAS
You can help add them by filling out this form.

This item is not listed on Wikipedia, on a reading list or among the top items on IDEAS.

When requesting a correction, please mention this item's handle: RePEc:cpp:issued:v:19:y:1993:i:3:p:298-310. See general information about how to correct material in RePEc.

For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Prof. Werner Antweiler)

If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

If references are entirely missing, you can add them using this form.

If the full references list an item that is present in RePEc, but the system did not link to it, you can help with this form.

If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your profile, as there may be some citations waiting for confirmation.

Please note that corrections may take a couple of weeks to filter through the various RePEc services.

This information is provided to you by IDEAS at the Research Division of the Federal Reserve Bank of St. Louis using RePEc data.