IDEAS home Printed from
   My bibliography  Save this article

Propuesta para una clasificación y terminología internacional de los sistemas / esquemas de garantía: conceptos, características y definiciones









Resumen:El objetivo de este artículo es identificar y definir una tipología y clasificación las principales de sistemas / esquemas de garantía. Esto es necesario porque lo habitual es encontrarse con evaluaciones, análisis y clasificaciones de sistemas/esquemas de garantía meramente descriptivos y evaluaciones de sistemas/esquemas heterogéneos como si fueran homogéneos. Esta propuesta se deriva de una investigación más profunda sobre los sistemas como lo son las de Pombo y Herrero (2001) y Pombo, Molina y Ramírez (2006b, 2007a). Nuestra principal conclusión es la identificación de dos grandes grupos de sistemas / esquemas de garantía: 1) las sociedades de garantía, que tienen dos opciones: las sociedades mutualistas o asociativas empresariales y las sociedades mercantiles - corporativas, y 2) los programas de garantía que incluyen los programas de garantía gestionados por instituciones públicas especializadas y los programas de garantía gestionados por organismos de la administración pública o institucionalidad delegada por ella.Abstract:A proposal of classification and international terminology of the systems / outlines of guarantee: concepts, characteristic and definitionsThe objective of this article is to propose a classification and a vocabulary for the guarantee systems/schemes. It is absolutely necessary, because it is very usual to find merely descriptive evaluations, analyses and classifications of guarantee systems/schemes, which have not been compared to other. This document is the result of some previous review made for Pombo & Herrero (2001), and Pombo, Molina & Ramirez (2006b, 2007a). When establishing classifications we must make two basic groups: guarantee societies and guarantee programs. The former ones have two options: mutual guarantee societies and corporate guarantee societies. The latter include institutional guarantee programs and guarantee programs on risk coverage funds.

Suggested Citation

  • Pablo Pombo González & Horacio Molina Sánchez & Jesús N. Ramírez Sobrino, 2007. "Propuesta para una clasificación y terminología internacional de los sistemas / esquemas de garantía: conceptos, características y definiciones," REVISTA FACULTAD DE CIENCIAS ECONÓMICAS, UNIVERSIDAD MILITAR NUEVA GRANADA, October.
  • Handle: RePEc:col:000180:004199

    Download full text from publisher

    File URL:
    Download Restriction: no

    More about this item


    Palabras clave: garantía; sistemas de garantía; reafianzamiento; financiación; pyme.Key words: guarantee; guarantee systems; counter-guarantee; financing; SME;

    JEL classification:

    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • G29 - Financial Economics - - Financial Institutions and Services - - - Other
    • K49 - Law and Economics - - Legal Procedure, the Legal System, and Illegal Behavior - - - Other


    Access and download statistics


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:col:000180:004199. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (David Andrés Camargo Mayorga). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.