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Financial Inclusion: Reforms in the Fields of Consumer Protection and Financial Literacy

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  • Christa Hainz

Abstract

The collapse of the subprime mortgage market in the USA was due not least to the lack of effective disclosure of information and misleading advertising on the web sites of providers, as well as insufficient understanding of financial products on the part of consumers. An improvement in this institutional environment should therefore serve to prevent this kind of negative development in the future. This article offers an overview of which industrialised countries have implemented reforms in the fields of consumer protection and financial literacy.

Suggested Citation

  • Christa Hainz, 2011. "Financial Inclusion: Reforms in the Fields of Consumer Protection and Financial Literacy," ifo Schnelldienst, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 64(22), pages 55-56, November.
    • Handle: RePEc:ces:ifosdt:v:64:y:2011:i:22:p:55-56
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    File URL: https://www.ifo.de/DocDL/ifosd_2011_22_8.pdf
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    References listed on IDEAS

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    1. repec:ces:ifodic:v:9:y:2011:i:1:p:15790752 is not listed on IDEAS
    2. Christa Hainz, 2011. "Measuring Information Sharing in Credit Markets," ifo DICE Report, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 9(1), pages 21-27, 05.
    3. Christa Hainz, 2011. "Measuring Information Sharing in Credit Markets," ifo DICE Report, ifo Institute - Leibniz Institute for Economic Research at the University of Munich, vol. 9(01), pages 21-27, May.
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    More about this item

    JEL classification:

    • D18 - Microeconomics - - Household Behavior - - - Consumer Protection
    • G19 - Financial Economics - - General Financial Markets - - - Other

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