IDEAS home Printed from https://ideas.repec.org/a/ban/bancar/v02y2017mfebruaryp51-62.html
   My bibliography  Save this article

Financial literacy and overconfidence of University students and young graduates

Author

Listed:
  • Paola De Vincentiis

    (Università di Torino)

  • Patrizia Pia

    (Università di Torino)

  • Paola Zocchi

    (Università del Piemonte Orientale)

Abstract

The paper explores the relationship between financial literacy, overconfidence and risk propensity in a sample of young University students and graduates both with and without a specific background in finance and financial markets. The analysis confirms a gender gap in financial literacy and investment behaviour, in line with the literature on the topic. A specific background in finance, though not being a driver of overconfidence, is related to a higher propensity towards equity investments

Suggested Citation

  • Paola De Vincentiis & Patrizia Pia & Paola Zocchi, 2017. "Financial literacy and overconfidence of University students and young graduates," BANCARIA, Bancaria Editrice, vol. 2, pages 51-62, February.
    • Handle: RePEc:ban:bancar:v:02:y:2017:m:february:p:51-62
    as

    Download full text from publisher

    File URL: http://www.bancaria.it/en/financial-literacy-and-overconfidence-of-university-students-and-young-graduates/
    Download Restriction: no
    ---><---

    More about this item

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • I21 - Health, Education, and Welfare - - Education - - - Analysis of Education
    • I22 - Health, Education, and Welfare - - Education - - - Educational Finance; Financial Aid

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ban:bancar:v:02:y:2017:m:february:p:51-62. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Francesco Emiliano Tani (email available below). General contact details of provider: https://www.bancaria.it .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.