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Modern Solutions For The Banking Distribution Channels: E-Banking –Strategy, Cost And Beneficts


  • Assist. Ph.D Panait Nicoleta

    (Romanian-American University Faculty of Comercial Relation and Internal-International Financial Baking Bucharest, Romania)


The banking industry is expected to be a leading player in ebusiness. Banks have established an Internet presence with various objectives. Most of them are using the Internet as a new distribution channel. Financial services, with the use of Internet, may be offered in an equivalent quantity with lower costs to the more potential customers. In the Romanian case, there have been identified some specific issues that restrain e-banking adoption: penetration and skills (PC, Internet), attitude towards technology, security and privacy concerns; trust in banking institutions, banking culture, e-banking culture, Internet banking.

Suggested Citation

  • Assist. Ph.D Panait Nicoleta, 2009. "Modern Solutions For The Banking Distribution Channels: E-Banking –Strategy, Cost And Beneficts," Revista Tinerilor Economisti (The Young Economists Journal), University of Craiova, Faculty of Economics and Business Administration, vol. 1(12), pages 28-33, April.
  • Handle: RePEc:aio:rteyej:v:1:y:2009:i:12:p:28-33

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    References listed on IDEAS

    1. V. V. Chari & Lawrence J. Christiano & Patrick J. Kehoe, 2008. "Facts and myths about the financial crisis of 2008," Working Papers 666, Federal Reserve Bank of Minneapolis.
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    More about this item


    Internet banking; mobile banking; home banking; e-banking strategy; security.;

    JEL classification:

    • G01 - Financial Economics - - General - - - Financial Crises
    • G15 - Financial Economics - - General Financial Markets - - - International Financial Markets


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