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Rahoitus- ja pankkitoiminnan tehokkuus Suomessa

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  • Alhonsuo, Sampo

Abstract

Tutkimuksessa tarkastellaan sekä aikasarja-, että poikkileikkaustarkasteluin rahoitus- ja pankkitoiminnan tehokkuutta noudattaen ns. reaalikustannusten lähestymistapaa. Tarkoituksena on selvittää rahoitus- ja pankkitoiminnan tuottavuuden kehitystä, vallitsevien skaalatuottojen luonnetta ja työpanoksen ja pääoman substituoituvuutta. Tärkeimpänä tuloksena suoritetuista empiirisistä analyyseista oli se, ettei rahoitus- ja pankkitoiminnalle löydetty kasvavia skaalatuottoja. Lisäksi poikki- leikkaustarkasteluissa tuli esille kahden paikallispankkiryhmän ero ajatellen tehokkuutta ja kannattavuutta.

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  • Alhonsuo, Sampo, 1989. "Rahoitus- ja pankkitoiminnan tehokkuus Suomessa," Bank of Finland Research Discussion Papers 4/1989, Bank of Finland.
    • Handle: RePEc:zbw:bofrdp:rdp1989_004
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