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Payments-Related Intraday Credit Differentials and the Emergence of a Vehicle Currency

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Author Info
Sujit Chakravorti (Federal Reserve Bank of Chicago)

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Abstract

The hypothesis put forth is that the U.S. dollar's role as a vehicle currency in global foreign exchange markets is linked to the low cost of payments-related intraday credit. After reviewing the types of intraday credit facilities extended to participants on payment systems settling the major currencies, a foreign exchange market is simulated. Results indicate that if there are sufficient differences in the availability of intraday credit between one settlement system and the others, the currency cleared and settled by the payment system extending the greatest intraday credit will have narrower bid-ask spreads. Vehicle currencies are associated with narrower spreads. The hypothesis put forth is that the U.S. dollar's role as a vehicle currency in global foreign exchange markets is linked to the low cost of payments-related intraday credit. After reviewing the types of intraday credit facilities extended to participants on payment systems settling the major currencies, a foreign exchange market is simulated. Results indicate that if there are sufficient differences in the availability of intraday credit between one settlement system and the others, the currency cleared and settled by the payment system extending the greatest intraday credit will have narrower bid-ask spreads. Vehicle currencies are associated with narrower spreads. U.S. dollar's role as a vehicle currency in global foreign exchange markets is linked to the low cost of payments-related intraday credit. After reviewing the types of intraday credit facilities extended to participants on payment systems settling the major currencies, a foreign exchange market is simulated. Results indicate that if there are sufficient differences in the availability of intraday credit between one settlement system and the others, the currency cleared and settled by the payment system extending the greatest intraday credit will have narrower bid-ask spreads. Vehicle currencies are associated with narrower spreads.

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Paper provided by EconWPA in its series International Finance with number 0111001.

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Length: 345 pages
Date of creation: 05 Nov 2001
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Handle: RePEc:wpa:wuwpif:0111001

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Related research
Keywords: payment systems foreign exchange liquidity

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Find related papers by JEL classification:
F3 - International Economics - - International Finance
F4 - International Economics - - Macroeconomic Aspects of International Trade and Finance

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References listed on IDEAS
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  1. Krugman, Paul, 1980. "Vehicle Currencies and the Structure of International Exchange," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 12(3), pages 513-26, August. [Downloadable!] (restricted)
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  2. Oh, Seonghwan, 1989. "A theory of a generally acceptable medium of exchange and barter," Journal of Monetary Economics, Elsevier, vol. 23(1), pages 101-119, January. [Downloadable!] (restricted)
  3. D. F. I. Folkerts-Landau & Peter M. Garber & Dirk Schoenmaker, 1996. "The Reform of Wholesale Payment Systems and its Impact on Financial Markets," IMF Working Papers 96/37, International Monetary Fund.
  4. Kiyotaki, Nobuhiro & Wright, Randall, 1989. "On Money as a Medium of Exchange," Journal of Political Economy, University of Chicago Press, vol. 97(4), pages 927-54, August. [Downloadable!] (restricted)
  5. Jones, Robert A, 1976. "The Origin and Development of Media of Exchange," Journal of Political Economy, University of Chicago Press, vol. 84(4), pages 757-75, August. [Downloadable!] (restricted)
  6. Tavlas, G.S., 1991. "On the International Use of Currencies: the Case of the Deutsche Mark," Princeton Studies in International Economics 181, International Economics Section, Departement of Economics Princeton University,.
  7. Brunner, Karl & Meltzer, Allan H, 1971. "The Uses of Money: Money in the Theory of an Exchange Economy," American Economic Review, American Economic Association, vol. 61(5), pages 784-805, December. [Downloadable!] (restricted)
  8. George R. Juncker & Bruce J. Summers & Florence M. Young, 1991. "A primer on the settlement of payments in the United States," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Nov, pages 847-858.
  9. Giancarlo Corsetti & Vittorio Grilli & Nouriel Roubini, 1990. "Exchange Rate Volatility in Integrating Capital Markets," NBER Working Papers 3570, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
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