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Mobile banking and financial inclusion : the regulatory lessons

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  • Klein, Michael
  • Mayer, Colin

Abstract

Mobile banking is growing at a remarkable speed around the world. In the process it is creating considerable uncertainty about the appropriate regulatory response to this newly emerging service. This paper sets out a framework for considering the design of regulation of mobile banking. Since it lies at the interface between financial services and telecoms, mobile banking also raises competition policy and interoperability issues that are discussed in the paper. Finally, by unbundling payments services into its component parts, mobile banking provides important lessons for the design of financial regulation more generally in developed as well as developing economies.

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Bibliographic Info

Paper provided by The World Bank in its series Policy Research Working Paper Series with number 5664.

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Date of creation: 01 May 2011
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Handle: RePEc:wbk:wbrwps:5664

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Keywords: Banks&Banking Reform; Access to Finance; Emerging Markets; Debt Markets; Technology Industry;

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References

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As found by EconAcademics.org, the blog aggregator for Economics research:
  1. Mobile banking and financial inclusion: The regulatory lessons
    by bbatiz in NEP-HIS blog on 2011-08-10 11:37:06
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Cited by:
  1. Kostka, Genia & Moslener, Ulf & Andreas, Jan G., 2011. "Barriers to energy efficiency improvement: Empirical evidence from small-and-medium sized enterprises in China," Frankfurt School - Working Paper Series 178, Frankfurt School of Finance and Management.

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