Prior Conditions, Age and the Impact of Insurance
AbstractHealth insurance coverage reduces the price perceived by the insured and consequently increases the quantity of health care demanded. We consider vision care insurance because this provides a unique opportunity to observe the differential response to insurance coverage by those with and without a prior medical condition. The results show that there is a response by both groups and the response is larger for those with a prior condition. We also find that vision care insurance is poorly matched in time to the patterns of vision care needs
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Bibliographic InfoPaper provided by University of Toronto, Department of Economics in its series Working Papers with number tecipa-259.
Length: 28 pages
Date of creation: 10 Oct 2006
Date of revision:
Contact details of provider:
Postal: 150 St. George Street, Toronto, Ontario
Phone: (416) 978-5283
Health Insurance; Vision Care; Prior Conditions;
Find related papers by JEL classification:
- I10 - Health, Education, and Welfare - - Health - - - General
- I12 - Health, Education, and Welfare - - Health - - - Health Production
This paper has been announced in the following NEP Reports:
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- Sergi Jiménez-Martín & José Labeaga & Maite Martínez-Granado, 2004.
"An empirical analysis of the demand for physician services across the European Union,"
The European Journal of Health Economics,
Springer, vol. 5(2), pages 150-165, May.
- Sergi Jiménez-Martín & José M. Labeaga & Maite Martínez-Granado, 2003. "An Empirical Analysis of the Demand for Physician Services Across the European Union," Economic Working Papers at Centro de Estudios Andaluces E2003/45, Centro de Estudios Andaluces.
- Jay Bhattacharya & Neeraj Sood, 2005. "Health Insurance and the Obesity Externality," NBER Working Papers 11529, National Bureau of Economic Research, Inc.
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