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Prior Conditions, Age and the Impact of Insurance

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Author Info
Eugene Choo
Michael Denny

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Abstract

Health insurance coverage reduces the price perceived by the insured and consequently increases the quantity of health care demanded. We consider vision care insurance because this provides a unique opportunity to observe the differential response to insurance coverage by those with and without a prior medical condition. The results show that there is a response by both groups and the response is larger for those with a prior condition. We also find that vision care insurance is poorly matched in time to the patterns of vision care needs

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File URL: http://repec.economics.utoronto.ca/files/tecipa-259-1.pdf
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Publisher Info
Paper provided by University of Toronto, Department of Economics in its series Working Papers with number tecipa-259.

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Length: 28 pages
Date of creation: 10 Oct 2006
Date of revision:
Handle: RePEc:tor:tecipa:tecipa-259

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Related research
Keywords: Health Insurance Vision Care Prior Conditions

Find related papers by JEL classification:
I10 - Health, Education, and Welfare - - Health - - - General
I12 - Health, Education, and Welfare - - Health - - - Health Production

This paper has been announced in the following NEP Reports:

References listed on IDEAS
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  1. Jay Bhattacharya & Neeraj Sood, 2005. "Health Insurance and the Obesity Externality," NBER Working Papers 11529, National Bureau of Economic Research, Inc. [Downloadable!] (restricted)
  2. Sergi Jiménez-Martín & José M. Labeaga & Maite Martínez-Granado, 2003. "An Empirical Analysis of the Demand for Physician Services Across the European Union," Economic Working Papers at Centro de Estudios Andaluces E2003/45, Centro de Estudios Andaluces. [Downloadable!]
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This page was last updated on 2008-11-17.


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