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Investigating the Bank-Lending Channel in South Africa: A VAR Approach

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Author Info
Kirsten L. Ludi () (Department of Economics, University of Pretoria)
Marc Ground () (Department of Economics, University of Pretoria)
Abstract

The monetary policy transmission mechanism can broadly be categorised into three separate channels: the interest rate channel, the credit channel and the other asset price channel. This paper seeks to examine the bank-lending channel of the credit channel of monetary policy in South Africa by making use of structural vector auto- regressions (SVAR’s). The pass-through effects of a change in the repurchase (repo) rate on bank deposits and loans and output, are tested using a parsimonious vector error correction model (PVECM). The Johansen (1988) cointegration procedure is used to test for a demand- or supply-driven bank-lending channel. In this way, the validity and effectiveness of the monetary policy regime in South Africa is tested and evaluated.

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Publisher Info
Paper provided by University of Pretoria, Department of Economics in its series Working Papers with number 200604.

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Length: 25 pages
Date of creation: Feb 2006
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Handle: RePEc:pre:wpaper:200604

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Related research
Keywords: monetary transmission mechanism bank-lending channel VAR VECM Johansen cointegration test

Find related papers by JEL classification:
C32 - Mathematical and Quantitative Methods - - Multiple or Simultaneous Equation Models; Multiple Variables - - - Time-Series Models
E52 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Monetary Policy

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This page was last updated on 2008-11-12.


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