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Impact des réformes des politiques publiques sur les performances bancaires:Cas des banques Tunisiennes
[Impact of public policy reforms on bank performance: Case Tunisian banks]

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  • Boussaada, Amani

Abstract

Avec la pression qu’exerce le phénomène de la mondialisation, l’Etat doit assumer sa responsabilité de mettre en place les réformes structurelles appropriées afin de corriger les imperfections du marché et garantir la relance de la croissance économique. La priorité de ces réformes inclue l’amélioration du rôle joué par le secteur financier en renforçant la réglementation bancaire. Dans cet article, nous nous concentrons sur l’examen du niveau d’efficience des banques Tunisiennes suite à l’adoption des nouvelles mesures entreprises par les autorités monétaires sur la période (2003-2013). Nos résultats empiriques montrent que les changements institutionnels et structurels dans le secteur bancaire Tunisien ont considérablement affecté le niveau de performance bancaire. En effet, cette valeur passe de 24,16% en 2003 à 48,76% en 2013. Cependant, l'efficience du coût moyen pour toutes les banques est de 35,7%. Cela implique que les banques perdent 64,3% de leur coût par rapport aux meilleures pratiques.

Suggested Citation

  • Boussaada, Amani, 2016. "Impact des réformes des politiques publiques sur les performances bancaires:Cas des banques Tunisiennes [Impact of public policy reforms on bank performance: Case Tunisian banks]," MPRA Paper 74604, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:74604
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    More about this item

    Keywords

    politique publique ; réformes réglementaires ; performance bancaire.;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G38 - Financial Economics - - Corporate Finance and Governance - - - Government Policy and Regulation

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