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Funding structure, procyclicality and lending: Evidence from GCC banks

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  • Ghosh, Saibal

Abstract

The paper examines whether banks’ funding structure amplifies procyclicality. Using data for GCC banks for the period 1996-2009, the evidence suggests that banks with higher wholesale dependence cut back lending by a greater amount. In addition, the procyclicality of the financial system and the crisis exacerbates the effect, although the results differ across bank ownership

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Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 51225.

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Date of creation: Aug 2013
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Publication status: Published in Review of Middle East Economics and Finance 2.9(2013): pp. 241-270
Handle: RePEc:pra:mprapa:51225

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Keywords: Wholesale dependence; Bank lending; Procyclicality; Commercial banks; Islamic banks; Crisis; GCC countries;

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