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Criteria for choosing the method of leasing finances in Small and Medium Enterprises (SMEs) in Cameroon
[Critères de choix du mode de financement par crédit-bail dans les Petites et Moyennes Entreprises (PME) au Cameroun]

Author

Listed:
  • Thierry Kamga Tadie

    (Université de Douala)

  • Claude Essomba Ambassa

    (Université de Douala)

  • Louis Aimé Fono

    (Université de Douala)

  • Jules Sadefo-Kamdem

    (MRE - Montpellier Recherche en Economie - UM - Université de Montpellier)

Abstract

Small and Meduim Entreprize, crucial part of Cameroonian economic tissue, face difficulties in accessing to credit through bank in particular and credit market in general. This phenomenon leads these companies to seek alternative financing. This article aims to determine the criteria explaining the choice of finance by leasing by Cameroonian SMEs. For that, we collect data using a questionnaire from a sample of 61 SMEs in four sectors of activity (service, commerce, industry and agriculture). This sample is segmented into two groups: those that use leasing and those that do not. Analysis of the data led to two sets of results. On the one hand, there is a strong association between the age of the company and the use of leasing. On the other hand, using a multiple component analysis, factors such as age, the quality of the information disseminated by the lessor, the field of activity, the nature of the asset and of investment, performance, constraints and accessibility explain the use of leasing.

Suggested Citation

  • Thierry Kamga Tadie & Claude Essomba Ambassa & Louis Aimé Fono & Jules Sadefo-Kamdem, 2021. "Criteria for choosing the method of leasing finances in Small and Medium Enterprises (SMEs) in Cameroon [Critères de choix du mode de financement par crédit-bail dans les Petites et Moyennes Entrep," Post-Print hal-03131640, HAL.
    • Handle: RePEc:hal:journl:hal-03131640
    DOI: 10.5281/zenodo.4646264
    Note: View the original document on HAL open archive server: https://hal.umontpellier.fr/hal-03131640
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    References listed on IDEAS

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    More about this item

    Keywords

    Leasing; Financing; Cameroonian SMEs; Lessor; Lessee; Crédit-bail; Financement; PME camerounaise; bailleur; preneur;
    All these keywords.

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