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Junior Can't Borrow: A New Perspective on the Equity Premium Puzzle

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Author Info
Constantinides, G.M.
Donalson, J.B.
Mehra, R.

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Abstract

Ongoing questions on the historical mean and standard deviation of the return on equities and bonds and on the equilibrium demand for these securities are addressed in the context of a stationary, overlapping-generations economy in which consumers are subject to a borrowing constraint. The key feature captured by the OLG economy is that the bulk of the future income of the young agents is derived from their wages forthcoming in their middle age, while the bulk of the future income of the middle-aged agents is derived from their savings in equity and bonds.

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Publisher Info
Paper provided by Columbia - Graduate School of Business in its series Papers with number 97-24.

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Length: 34 pages
Date of creation: 1997
Date of revision:
Handle: RePEc:fth:colubu:97-24

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Postal: U.S.A.; COLUMBIA UNIVERSITY, GRADUATE SCHOOL OF BUSINESS, PAINE WEBBER , New York, NY 10027 U.S.A
Phone: (212) 854-5553
Web page: http://www.columbia.edu/cu/business/
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Related research
Keywords: EQUITY BONDS

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Find related papers by JEL classification:
G14 - Financial Economics - - General Financial Markets - - - Information and Market Efficiency; Event Studies

References listed on IDEAS
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  1. Mehra, Rajnish & Prescott, Edward C., 1988. "The equity risk premium: A solution?," Journal of Monetary Economics, Elsevier, vol. 22(1), pages 133-136, July. [Downloadable!] (restricted)
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This page was last updated on 2008-9-21.


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