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La estructura del mercado interbancario y del riesgo de contagio en Colombia

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Author Info
Dairo Estrada ()
Paola Morales Acevedo ()
Abstract

El mercado interbancario juega un papel muy importante como distribuidor de recursos líquidos. No obstante, si muchas entidades enfrentan simultáneamente problemas de liquidez, la oferta agregada de liquidez sería menor que la demanda y los bancos estarían obligados a acudir al banco central en busca de recursos líquidos a un costo más elevado. En este documento se examina la estructura del mercado interbancario en Colombia y, a partir de un modelo de simulación, analizamos el comportamiento del riesgo de contagio, durante el periodo 2005-2007. El riesgo de contagio es definido como el riesgo que enfrenta una entidad de no satisfacer su demanda de liquidez en el mercado interbancario a causa de choques de liquidez en las demás entidades. Para el periodo de análisis se encuentra un incremento en el riesgo de contagio, que se fundamenta en una menor capacidad de absorción de las entidades.

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Paper provided by Banco de la Republica de Colombia in its series Temas de Estabilidad Financiera with number 030.

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Handle: RePEc:bdr:temest:030

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Related research
Keywords: Riesgo de liquidez; Riesgo sistémico; Contagio financiero. Classification JEL: G21; G33; L14.;

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  1. O. Emre Ergungor & James B. Thomson, 2005. "Systemic banking crises," Policy Discussion Papers, Federal Reserve Bank of Cleveland, issue Feb. [Downloadable!]
  2. Upper, Christian & Worms, Andreas, 2002. "Estimating Bilateral Exposures in the German Interbank Market: Is there a Danger of Contagion?," Discussion Paper Series 1: Economic Studies 2002,09, Deutsche Bundesbank, Research Centre. [Downloadable!]
  3. Nier, Erlend & Yang, Jing & Yorulmazer, Tanju & Alentorn, Amadeo, 2007. "Network models and financial stability," Journal of Economic Dynamics and Control, Elsevier, vol. 31(6), pages 2033-2060, June. [Downloadable!] (restricted)
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  4. Rodrigo Cifuentes & Hyun Song Shin & Gianluigi Ferrucci, 2005. "Liquidity Risk and Contagion," Journal of the European Economic Association, MIT Press, vol. 3(2-3), pages 556-566, 04/05. [Downloadable!] (restricted)
  5. Lelyveld, Iman van & Liedorp, Franka, 2006. "Interbank Contagion in the Dutch Banking Sector: A Sensitivity Analysis," MPRA Paper 806, University Library of Munich, Germany. [Downloadable!]
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  6. Degryse, H.A. & Nguyen, G., 2004. "Interbank exposures : an empirical examination of systemic risk in the Belgian banking system," Discussion Paper 4, Tilburg University, Center for Economic Research. [Downloadable!]
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