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GINI DP 42: Home-Ownership, Housing Regimes and Income Inequalities in Western Europe

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  • Michelle Norris

    ()
    (Extension at the Champaign Center, University of Illinois)

  • Nessa Winston

    ()

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    Abstract

    This article compares the structural features of home-ownership systems in EU15 countries (home-ownership rates, mortgages and public subsidisation of this tenure) with data on inequalities in outcomes (variations in home-ownership access, risks and standards between income groups). Its purpose is to assess the relevance of the debate on the convergence and divergence of housing systems which has dominated the comparative housing literature. The article concludes that, depending on the level of analysis adopted and the particular variables selected for examination, elements of both convergence and divergence are evident in Western European home-ownership systems. The comparative housing literature has also largely failed to capture the key inter-country cleavages in home-ownership systems that are between the Northern and Southern EU15 countries. These shortcomings are related to methodological and conceptual problems in this literature.

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    File URL: http://www.uva-aias.net/uploaded_files/publications/DP42-Norris,Winston.pdf
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    Bibliographic Info

    Paper provided by AIAS, Amsterdam Institute for Advanced Labour Studies in its series GINI Discussion Papers with number 42.

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    Date of creation: Jul 2012
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    Handle: RePEc:aia:ginidp:42

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    1. Manuel B. Aalbers, 2009. "The Globalization and Europeanization of Mortgage Markets," International Journal of Urban and Regional Research, Wiley Blackwell, vol. 33(2), pages 389-410, 06.
    2. Iwata, Shinichiro & Yamaga, Hisaki, 2008. "Rental externality, tenure security, and housing quality," Journal of Housing Economics, Elsevier, vol. 17(3), pages 201-211, September.
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