This file is part of IDEAS, which uses RePEc data


[ Papers | Articles | Software | Books | Chapters | Authors | Institutions | JEL Classification | NEP reports | Search | New papers by email | Author registration | Rankings | Volunteers | FAQ | Blog | Help! ]

Rural And Farmer Finance: An International Perspective

Author info | Abstract | Publisher info | Download info | Related research | Statistics
Author Info
Dorward, Andrew
Poulton, Colin
Kydd, Jonathan
Abstract

A wide range of institutional models and financial products are currently serving, or attempting to serve, the poor's demands for savings and loan services. However, very few of these operate in lower density rural areas or in areas where there has not already been some agriculturally based growth in the rural economy, and virtually none are (a) operating in the conditions faced by the majority of poor farmers in sub Saharan Africa and (b) offering financial products that adequately address farmers' needs for seasonal finance for food crop production. This is partly due to the high costs and risks in the supply of such services, but may also reflect high risks and relatively low returns for borrowers investing in agriculture. However, loan products are often structured in ways that make them particularly unsuited to seasonal lending, unless households have access to alternative cash sources which are not related to agricultural seasonality. There has been a similar lack of interest in and development of micro-insurance services and products, and there appears to be very little in the literature on financial transmission services.

Download Info
To download:

If you experience problems downloading a file, check if you have the proper application to view it first. Information about this may be contained in the File-Format links below. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.

File URL: http://purl.umn.edu/10924
File Format: application/pdf
File Function:
Download Restriction: no

Publisher Info
Paper provided by Imperial College at Wye, Department of Agricultural Sciences in its series ADU Working Papers with number 10924.

Download reference. The following formats are available: HTML (with abstract), plain text (with abstract), BibTeX, RIS (EndNote, RefMan, ProCite), ReDIF
Length:
Date of creation: 2001
Date of revision:
Handle: RePEc:ags:icwywp:10924

Contact details of provider:
Web page: http://www.imperial.ac.uk/agriculturalsciences/

For technical questions regarding this item, or to correct its listing, contact: (AgEcon Search).

Related research
Keywords: Agricultural Finance; Food Security and Poverty;

References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:

  1. Julie A. Howard & Valerie Kelly & Julie Stepanek & Eric W. Crawford & Mulat Demeke & Mywish Maredia, 1999. "Green Revolution Technology Takes Root in Africa The Promise and Challenge of the Ministry of Agriculture/SG2000 Experiment with Improved Cereals Technology in Ethiopia," International Development Working Papers 76, Department of Agricultural Economics, Michigan State University. [Downloadable!]
    Other versions:
  2. Yaron, Jacob & Benjamin, McDonald & Charitonenko, Stephanie, 1998. "Promoting Efficient Rural Financial Intermediation," World Bank Research Observer, Oxford University Press, vol. 13(2), pages 147-70, August. [Downloadable!]
  3. Andrew Dorward, 2001. "The Effects of Transaction Costs, Power and Risk on Contractual Arrangements: A Conceptual Framework for Quantitative Analysis," Journal of Agricultural Economics, Blackwell Publishing, vol. 52(2), pages 59-73. [Downloadable!] (restricted)
  4. Savadogo, Kimseyinga & Reardon, Thomas & Pietola, Kyosti, 1998. "Adoption of improved land use technologies to increase food security in Burkina Faso: relating animal traction, productivity, and non-farm income," Agricultural Systems, Elsevier, vol. 58(3), pages 441-464, November. [Downloadable!] (restricted)
  5. Jayne, T.S. & Shaffer, James D. & Staatz, John M. & Reardon, Thomas, 1997. "Improving The Impact Of Market Reform On Agricultural Productivity In Africa: How Institutional Design Makes A Difference," Food Security III Papers 11436, Michigan State University, Department of Agricultural, Food, and Resource Economics. [Downloadable!]
    Other versions:
  6. Sharma, Manohar & Zeller, Manfred, 1999. "Placement and outreach of group-based credit organizations," FCND discussion papers 59, International Food Policy Research Institute (IFPRI). [Downloadable!]
  7. Jayne, T S, 1994. "Do High Food Marketing Costs Constrain Cash Crop Production? Evidence from Zimbabwe," Economic Development and Cultural Change, University of Chicago Press, vol. 42(2), pages 387-402, January.
  8. Mosley, Paul & Hulme, David, 1998. "Microenterprise finance: Is there a conflict between growth and poverty alleviation?," World Development, Elsevier, vol. 26(5), pages 783-790, May. [Downloadable!] (restricted)
  9. Reardon, Thomas, 1997. "Using evidence of household income diversification to inform study of the rural nonfarm labor market in Africa," World Development, Elsevier, vol. 25(5), pages 735-747, May. [Downloadable!] (restricted)
  10. Mosley, Paul & Subasat, Turan & Weeks, John, 1995. "Assessing adjustment in Africa," World Development, Elsevier, vol. 23(9), pages 1459-1473, September. [Downloadable!] (restricted)
  11. Thomas Reardon & J. Edward Taylor & Kostas Stamoulis & Peter Lanjouw & Arsenio Balisacan, 2000. "Effects of Non-Farm Employment on Rural Income Inequality in Developing Countries: An Investment Perspective," Journal of Agricultural Economics, Blackwell Publishing, vol. 51(2), pages 266-288. [Downloadable!] (restricted)
  12. Leibbrandt, Murray & Woolard, Christopher & Woolard, Ingrid, 2000. "The Contribution of Income Components to Income Inequality in the Rural Former Homelands of South Africa: A Decomposable Gini Analysis," Journal of African Economies, Oxford University Press, vol. 9(1), pages 79-99, March.
Full references

Statistics
Access and download statistics

Did you know? Over 80% of the top 1000 economists are registered on RePEc.

This page was last updated on 2009-11-26.

This information is provided to you by IDEAS at the Department of Economics, College of Liberal Arts and Sciences, University of Connecticut using RePEc data on a server sponsored by the Society for Economic Dynamics.