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Digital Financial Inclusion in Emerging Economies: Evidence from Jordan

Author

Listed:
  • Abdalla Al Khub

    (Business School, University of Bedfordshire, Vicarage St, Luton LU1 3JU, UK)

  • Mohamed Saeudy

    (Business School, University of Bedfordshire, Vicarage St, Luton LU1 3JU, UK)

  • Ali Meftah Gerged

    (Management School, Sheffield University, Conduit Road, Sheffield S10 1FL, UK
    Faculty of Economics, Misurata University, Misurata City P.O. Box 2478, Libya)

Abstract

This study explores the role of digital financial inclusion in mitigating poverty and bolstering economic growth, with a special focus on developing nations during the COVID-19 era. Centering on Jordan, it seeks to identify key influencers of financial access by analyzing data from 260 participants using a non-linear probit regression model. The research uncovers a significant disparity in financial inclusion between Jordanian adult males and females, attributable to differences in education, wealth, employment, and income levels. These findings point to the necessity of prioritizing financial accessibility for marginalized groups such as women, the elderly, and those with lower income to effectively combat poverty and facilitate economic advancement and sustainable development in emerging markets.

Suggested Citation

  • Abdalla Al Khub & Mohamed Saeudy & Ali Meftah Gerged, 2024. "Digital Financial Inclusion in Emerging Economies: Evidence from Jordan," JRFM, MDPI, vol. 17(2), pages 1-14, February.
    • Handle: RePEc:gam:jjrfmx:v:17:y:2024:i:2:p:66-:d:1336244
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    References listed on IDEAS

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