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Digital financial inclusion. Visualizing the academic literature

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  • Gallego-Losada, María-Jesús
  • Montero-Navarro, Antonio
  • García-Abajo, Elisa
  • Gallego-Losada, Rocío

Abstract

Financial inclusion, which requires granting an affordable, adequate and widespread access to a sufficient range of financial products and services, has often been considered one of the cornerstones of social development, as it can contribute to poverty reduction, narrow the income gap, lead to wiser financial decisions, help to enlarge savings, increase the productive investment and foster a greater gender equality. Information and communication technologies have shown a major potential to contribute to financial inclusion, giving birth to digital financial inclusion. Using bibliometric techniques, this paper disentangles the intellectual structure of the research on digital financial inclusion, revealing the most influential sources, authors and areas inside this research stream. The results of this paper show that we are dealing with a critical demand of current society, which is attracting a growing attention of the academic literature and should be in the spotlight of both private and public institutions.

Suggested Citation

  • Gallego-Losada, María-Jesús & Montero-Navarro, Antonio & García-Abajo, Elisa & Gallego-Losada, Rocío, 2023. "Digital financial inclusion. Visualizing the academic literature," Research in International Business and Finance, Elsevier, vol. 64(C).
  • Handle: RePEc:eee:riibaf:v:64:y:2023:i:c:s0275531922002483
    DOI: 10.1016/j.ribaf.2022.101862
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    More about this item

    Keywords

    Financial inclusion; ICTs; Digitalization; Mobile-money; Fintech;
    All these keywords.

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
    • I31 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - General Welfare, Well-Being
    • O10 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - General

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