ATM SURCHARGES: EFFECTS ON DEPLOYMENT AND WELFARE -super-*
AbstractThis paper analyzes the effects of ATM surcharges on deployment and welfare, in a model where banks compete for ATM and banking services. Foreign fees, surcharges and the interchange fee are endogenously determined. We find situations in which surcharges are welfare enhancing. Under strategic fee setting, the increase in deployment caused by surcharging might compensate the surplus loss caused by the increase in prices. Copyright 2009 The Authors. Journal compilation 2009 Blackwell Publishing Ltd. and the Editorial Board of The Journal of Industrial Economics.
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Bibliographic InfoArticle provided by Wiley Blackwell in its journal The Journal of Industrial Economics.
Volume (Year): 57 (2009)
Issue (Month): 3 (09)
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Web page: http://www.blackwellpublishing.com/journal.asp?ref=0022-1821
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- L1 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance
- G2 - Financial Economics - - Financial Institutions and Services
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- Donze, Jocelyn & Dubec, Isabelle, 2009.
"ATM Direct Charging Reform: the Effect of Independent Deployers on welfare,"
15818, University Library of Munich, Germany.
- Donze Jocelyn & Dubec Isabelle, 2011. "ATM Direct Charging Reform: the Effect of Independent Deployers on Welfare," Review of Network Economics, De Gruyter, vol. 10(2), pages 1-23, June.
- Donze, Jocelyn & Dubec, Isabelle, 2010. "ATM Direct Charging Reform: the Effect of Independent Deployers on Welfare," MPRA Paper 23176, University Library of Munich, Germany.
- Donze, Jocelyn & Dubec, Isabelle, 2010. "ATM Direct Charging Reform: the Effect of Independent Deployers on Welfare," TSE Working Papers 10-162, Toulouse School of Economics (TSE).
- Tobias Wenzel, 2014.
"Independent Service Operators in ATM Markets,"
Scottish Journal of Political Economy,
Scottish Economic Society, vol. 61(1), pages 26-47, 02.
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