IDEAS home Printed from https://ideas.repec.org/r/gam/jijfss/v9y2021i3p39-d602632.html

Financial Inclusion in Emerging Economies: The Application of Machine Learning and Artificial Intelligence in Credit Risk Assessment

Citations

Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
as


Cited by:

  1. Cicchiello, Antonella Francesca & Foroni, Cristian & Monferrà, Stefano & Torluccio, Giuseppe, 2025. "Do FinTech Acquisitions Affect Banks' ESG Performance? Evidence from Global M&As," Journal of International Financial Markets, Institutions and Money, Elsevier, vol. 105(C).
  2. Andreea CORDOS (M. LABADITIS) & Adriana TIRON-TUDOR, 2023. "Ï»¿A Status Quo On The Literature Of Disruptive Technologies In Accounting - Implications For Adoption Decision," Annales Universitatis Apulensis Series Oeconomica, Faculty of Sciences, "1 Decembrie 1918" University, Alba Iulia, vol. 1(25), pages 1-11.
  3. Guillaume Edou Tchidi & Wei Zhang, 2025. "Mediating effect of financial inclusion on FinTech innovations and economic development in West Africa: Evidence from the Benin Republic," International Journal of Finance & Economics, John Wiley & Sons, Ltd., vol. 30(2), pages 1032-1048, April.
  4. Luo, Lei, 2024. "Digital financial inclusion, educational attainment and household consumption," Finance Research Letters, Elsevier, vol. 68(C).
  5. Naume Sonhera & David Mhlanga, 2022. "Reducing Cyber Incidents through Good Online Behavioral Norms: Lessons from South Africa," Eurasian Journal of Social Sciences, Eurasian Publications, vol. 10(1), pages 37-48.
  6. Yiru Wang & Honggang Lu & Yuge Chen & Peiwen Yang & Xiangbo Cheng & Fangting Xie, 2023. "The Impact of Farmland Management Rights Mortgage Loan on the Agri-Food Industrial Agglomeration: Case of Hubei Province," Land, MDPI, vol. 12(7), pages 1-17, July.
  7. Sourov Ahmed & Marjan Akter Badhon & Mahmudul Hassan Maruf, 2025. "A Survey-Driven Ensemble Approach to Predicting Sovereign Debt Distress in Bangladesh," International Journal of Scientific Research and Modern Technology, Prasu Publications, vol. 4(10), pages 103-114.
  8. Achraf Yahia & Yassine Mouhssine & Abdelkader El Alaoui & Said Ouatik El Alaoui, 2026. "Exploring the role of Artificial Intelligence in Cryptocurrency Evolution: A Systematic Review and Bibliometric Analysis at the Intersection," Journal of the Knowledge Economy, Springer;Portland International Center for Management of Engineering and Technology (PICMET), vol. 17(2), pages 5600-5647, April.
  9. David Mhlanga, 2022. "Human-Centered Artificial Intelligence: The Superlative Approach to Achieve Sustainable Development Goals in the Fourth Industrial Revolution," Sustainability, MDPI, vol. 14(13), pages 1-22, June.
  10. Shahid Manzoor Shah & Amjad Ali, 2022. "A Survey on Financial Inclusion: Theoretical and Empirical Literature Review," Journal of Policy Research (JPR), Research Foundation for Humanity (RFH), vol. 8(4), pages 310-330, December.
  11. Ciumara Tudor, 2024. "The Impact Of Artificial Intelligence On Credit Risk Assessment And Business Model Transformation In The Financial Sector," Annals - Economy Series, Constantin Brancusi University, Faculty of Economics, vol. 6, pages 199-203, December.
  12. Chih-Hsiung Chang & Wu-Hua Chang & Yi-Yu Shih, 2022. "Is Financial Institution Management Effective to Reduce Problems Related to Information Asymmetry in Taiwan?," Bulletin of Applied Economics, Risk Market Journals, vol. 9(2), pages 37-58.
  13. Xueer Chen & Chao Wang, 2021. "Information Disclosure in China’s Rising Securitization Market," IJFS, MDPI, vol. 9(4), pages 1-29, December.
  14. Fan, Ting & Zhao, Xuejun, 2025. "Artificial intelligence applications, financial integration, and regional criminal risk," Finance Research Letters, Elsevier, vol. 85(PE).
  15. Favourate Y. Mpofu & David Mhlanga, 2022. "Digital Financial Inclusion, Digital Financial Services Tax and Financial Inclusion in the Fourth Industrial Revolution Era in Africa," Economies, MDPI, vol. 10(8), pages 1-22, July.
  16. Garnik Arakelyan & Armen Ghazaryan, 2025. "Application of a Machine Learning Algorithm to Assess and Minimize Credit Risks," JRFM, MDPI, vol. 18(9), pages 1-16, September.
  17. R. L. Manogna & Shrey Mehta & Devansh Agarwal, 2026. "Demystifying financial inclusion in an emerging economy: a machine learning approach to index construction and forecasting," Economic Change and Restructuring, Springer, vol. 59(2), pages 1-17, April.
  18. Adrian Gheorghe Florea & Diana Claudia Perticas & Hillary Juma Wafula & Claudia Diana Sabau-Popa, "undated". "Structural and Perceptual Constraints in AI Adoption: Financial and Human Capital Challenges Facing Small Businesses in the Era of Industry 4.0," BASIQ Conference Proceedings 2025:051, Bucharest University of Economic Studies.
  19. David Mhlanga, 2022. "Stakeholder Capitalism, the Fourth Industrial Revolution (4IR), and Sustainable Development: Issues to Be Resolved," Sustainability, MDPI, vol. 14(7), pages 1-20, March.
  20. Ozili, Peterson K & Obiora, Kingsley & Onuzo, Chinwe, 2025. "Artificial Intelligence and Financial Stability Risks in Nigeria," MPRA Paper 127370, University Library of Munich, Germany.
  21. AbdelKarim F. AlBataineh, 2026. "Financial technology as a tool to enhance financial consumer protection and reduce defaults on personal loans: to achieve financial inclusion and sustainable development in Jordan," Journal of Innovation and Entrepreneurship, Springer, vol. 15(1), pages 1-28, December.
  22. Sant'Anna, Dário A.L.M. & Figueiredo, Paulo N., 2024. "Fintech innovation: Is it beneficial or detrimental to financial inclusion and financial stability? A systematic literature review and research directions," Emerging Markets Review, Elsevier, vol. 60(C).
  23. Marcelin, I. & Sun, W. & Teclezion, M. & Junarsin, E., 2022. "Financial inclusion and bank risk-taking: the effect of information sharing," Finance Research Letters, Elsevier, vol. 50(C).
  24. Zhang, Qianyi, 2025. "AI-driven unemployment risk and household financial decision: Evidence from China," Journal of Asian Economics, Elsevier, vol. 99(C).
  25. Jiang, Tao & Fan, Jiabiao, 2025. "How does the policy of additional deduction for research and development expenses affect credit risk pricing capability in enterprises?," Finance Research Letters, Elsevier, vol. 77(C).
  26. David Mhlanga, 2023. "Artificial Intelligence and Machine Learning for Energy Consumption and Production in Emerging Markets: A Review," Energies, MDPI, vol. 16(2), pages 1-17, January.
IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.