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Raison d'être et spécificités de la firme bancaire : pourquoi la banque n'est-elle pas une entreprise comme les autres ?

Author

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  • dhafer saidane

    (gremars - University of Lille 3)

Abstract

The definition of the bank and its conduct is often founded on a vision borrowed to industrial economy. Models of the banking firm that derive from this vision consider the bank as a producer of credits from deposits or as a producer of deposits from credits. However, following an institutional viewpoint, the banking activity is strongly regulated. Could the functioning of banks be related to the one of an industrial firm ? What are the specificities of banks ?

Suggested Citation

  • dhafer saidane, 2005. "Raison d'être et spécificités de la firme bancaire : pourquoi la banque n'est-elle pas une entreprise comme les autres ?," Finance 0505022, EconWPA.
  • Handle: RePEc:wpa:wuwpfi:0505022
    Note: Type of Document - pdf; pages: 21
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    File URL: https://econwpa.ub.uni-muenchen.de/econ-wp/fin/papers/0505/0505022.pdf
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    More about this item

    Keywords

    banking firm; microecomic of banking;

    JEL classification:

    • G - Financial Economics
    • D - Microeconomics

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