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Trade in financial services : mobile banking in Southern Africa

Author

Listed:
  • Stone, Robert
  • Grossman, Jerry
  • Breul, Philippe
  • Carpio, Abigail
  • Cabello, Mateo

Abstract

The report will be discussed at a policy discussion workshop that will being together a select group of policy champions from each of the focus countries to discuss appropriate incentives that encourage innovative bank and non-bank led domestic and international m-banking solutions. In this Introduction, the authors summarize the layout of the report, and then touch upon two over-arching issues that need to be taken into account in reading the report. To set the context for m-banking services in the focus countries, chapter two reviews the demand for m-banking services in Southern Africa, particularly in relation to migrant remittances and cross-border payments of trade-related transactions. This analysis is complemented by some international comparisons set out in annex C. On the supply side, chapter three briefly describes the financial and telecommunications landscape in which the development of m-banking is set. The heart of this study is the country diagnostics set out in annex A, which examine, for each country the regulatory issues that are listed in annex B. For ease of reference, the results of the country diagnostics are summarized in chapter four. The country diagnostics include a number of recommendations to overcome the constraints on the development of accessible m-banking in each country and the region, which are developed further in the draft presentation for the workshop in annex D. The main threads of the key recommendations are brought together and summarized in chapter five.

Suggested Citation

  • Stone, Robert & Grossman, Jerry & Breul, Philippe & Carpio, Abigail & Cabello, Mateo, 2009. "Trade in financial services : mobile banking in Southern Africa," Policy Research Working Paper Series 50975, The World Bank.
  • Handle: RePEc:wbk:wbrwps:50975
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    References listed on IDEAS

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    2. Edella Schlager & William Blomquist & Shui Yan Tang, 1994. "Mobile Flows, Storage, and Self-Organized Institutions for Governing Common-Pool Resources," Land Economics, University of Wisconsin Press, vol. 70(3), pages 294-317.
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    Cited by:

    1. Thorsten Beck & Samuel Munzele Maimbo & Issa Faye & Thouraya Triki, 2011. "Financing Africa : Through the Crisis and Beyond," World Bank Publications, The World Bank, number 2355.

    More about this item

    Keywords

    Banks&Banking Reform; Emerging Markets; Access to Finance; E-Business; Remittances;

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