IDEAS home Printed from
   My bibliography  Save this paper

The Impact of Microfinance on Micro and Small Enterprise’s Performance and the Improvement of Their Business Opportunity


  • Rahmat Thio

    (Department of Economics, Padjadjaran University)

  • Megananda

    (Department of Economics, Padjadjaran University)

  • Achmad maulana

    (Department of Economics, Padjadjaran University)


This study finds that microfinance has positive impact to improvement of MSE’s ferformance indicated by sales; the difference in regional characteristic of MSE is also play role in determining its business scale. Since doubling amount of loan has negative impact to the performance, it’s very important to allocate the loan to the productive activities, such as investment, to improve the business opportunity.

Suggested Citation

  • Rahmat Thio & Megananda & Achmad maulana, 2006. "The Impact of Microfinance on Micro and Small Enterprise’s Performance and the Improvement of Their Business Opportunity," Working Papers in Economics and Development Studies (WoPEDS) 200601, Department of Economics, Padjadjaran University, revised Aug 2006.
  • Handle: RePEc:unp:wpaper:200601

    Download full text from publisher

    File URL:
    File Function: First version, 2006
    Download Restriction: no


    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.

    Cited by:

    1. Prince Gyimah & Williams Kwasi Boachie, 2018. "Effect of Microfinance Products on Small Business Growth: Emerging Economy Perspective," Journal of Entrepreneurship and Business Innovation, Macrothink Institute, Journal of Entrepreneurship and Business Innovation, vol. 5(1), pages 1-59, December.

    More about this item


    microfinance; small and medium enterprises;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

    NEP fields

    This paper has been announced in the following NEP Reports:


    Access and download statistics


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:unp:wpaper:200601. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Arief Anshory Yusuf (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.