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Determinants of Muslim Entrepreneurs Decisions 0n Sharia Bank Financing and It's Effect 0n Business Performance

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  • Alimusa, La Ode

Abstract

The purpose of this study is to determine the factors that influence the decisions of Muslim entrepreneurs in using Islamic bank financing products and their influence on Business performance in MSMEs. The research method used is the factor analysis method (Exploratory Factor Analysis) and multiple linear regression. The results showed that there are 2 (two) main factors that determine the behaviour of entrepreneurs in using Islamic bank financing, namely external drives, and internal references. A profit-sharing system is the most important factor for customers in deciding to use Islamic bank financing products. The factors of using these financing products have a significant effect on the performance of small and medium enterprises (SMEs) in Southeast Sulawesi, Indonesia

Suggested Citation

  • Alimusa, La Ode, 2019. "Determinants of Muslim Entrepreneurs Decisions 0n Sharia Bank Financing and It's Effect 0n Business Performance," OSF Preprints ja87d, Center for Open Science.
    • Handle: RePEc:osf:osfxxx:ja87d
    DOI: 10.31219/osf.io/ja87d
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    References listed on IDEAS

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    1. Hasan, Syed Akif & Subhani, Muhammad Imtiaz & Osman, Ms. Amber, 2012. "Consumer Criteria for the Selection of an Islamic Bank: Evidence from Pakistan," MPRA Paper 40384, University Library of Munich, Germany.
    2. Zeyad Saleem Ramadan, 2013. "Jordanian Criteria for Islamic Banks Selection. Evidence from the Jordanian Banking Sector," International Journal of Academic Research in Accounting, Finance and Management Sciences, Human Resource Management Academic Research Society, International Journal of Academic Research in Accounting, Finance and Management Sciences, vol. 3(3), pages 139-145, July.
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