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Microeconometric Analysis of the Retirement Decision: United States

  • Joseph Quinn
  • Richard Burkhauser
  • Kevin Cahill
  • Robert Weathers

Using three waves of the ongoing Health and Retirement Survey, we document the labour force withdrawal patterns of a sample of older Americans aged 55-61 and working in 1992. We note the importance of Social Security and employer pension benefits for both the retired and the working populations aged 62 and over. Many of the demographic and economic variables turned out to be important correlates of the labour supply decisions of older Americans, including health status (measured in several ways), age, gender, self-employed status, home ownership, pension eligibility (especially in a defined-benefit plan) and post-retirement health insurance coverage ... En utilisant trois vagues de l'enquête “Santé et Retraite” en cours, nous documentons les modes de retrait du marché du travail sur un échantillon d'Américains d'âge variant entre 55 et 62 ans et qui travaillaient en 1992. Nous remarquons l'importance des allocations de Sécurité Sociale et de retraite patronales, aussi bien pour les retraités que pour les actifs de 62 ans et au-delà. Nombreuses sont les variables démographiques et économiques à s'être avérées largement corrélées avec les décisions d'offre de travail des Américains plus âgés, parmi lesquelles l'état de santé (mesuré de différentes manières), l'âge, le sexe, la situation de travailleur indépendant ou non, l'accession à la propriété, le droit à prestations (particulièrement dans le cas d'un plan à prestations définies) et la couverture de l'assurance maladie pendant la retraite ...

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File URL: http://dx.doi.org/10.1787/127268520146
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Paper provided by OECD Publishing in its series OECD Economics Department Working Papers with number 203.

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Date of creation: 23 Jun 1998
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Handle: RePEc:oec:ecoaaa:203-en
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