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Recent Structural Changes in the Banking Industry, Their Causes and Effects: A Literature Survey


  • Lence, Sergio H.


In this review, I thoroughly analyze the structural changes that have characterized the banking industry since 1980. I (a) describe the most important structural changes in the banking industry, (b) discuss and assess the possible explanations of such changes based on the empirical literature, (c) examine recent empirical studies addressing the possible effects of the structural changes on the main financial market participants and on overall economic activity, and (d) provide suggestions for future research regarding the causes and effects of the changes in banking structure, based on the perceived gaps in the existing body of empirical knowledge. Whenever possible, I address issues related to agricultural credit.
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Suggested Citation

  • Lence, Sergio H., 1997. "Recent Structural Changes in the Banking Industry, Their Causes and Effects: A Literature Survey," Staff General Research Papers Archive 5243, Iowa State University, Department of Economics.
  • Handle: RePEc:isu:genres:5243

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    Cited by:

    1. Armah, Bernard K.N. & Park, Timothy A. & Lovell, C.A. Knox, 1999. "Evaluating the Performance of Agricultural Bank Management: The Impact of State Regulatory Policies," Journal of Agricultural and Applied Economics, Cambridge University Press, vol. 31(03), pages 437-448, December.
    2. Kandilov, Amy M.G. & Kandilov, Ivan T., 2013. "The Impact of Interstate Bank Branching Deregulations on the U.S. Agricultural Sector: From Better Access to Credit to Higher Farm Sales and Profits," 2013 Annual Meeting, August 4-6, 2013, Washington, D.C. 149820, Agricultural and Applied Economics Association.

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