IDEAS home Printed from https://ideas.repec.org/p/hal/wpaper/hal-03375661.html
   My bibliography  Save this paper

Empowering Women through Microfinance in Djibouti

Author

Listed:
  • Mohamed Abdallah Ali

    (TREE - Transitions Energétiques et Environnementales - UPPA - Université de Pau et des Pays de l'Adour - CNRS - Centre National de la Recherche Scientifique, IRMAPE - Institut de Recherche en Management et Pays Emergents - ESC PAU - Ecole Supérieure de Commerce, Pau Business School)

  • Mazhar Mughal

    (ESC PAU - Ecole Supérieure de Commerce, Pau Business School)

  • Dina Chhorn

    (GREThA - Groupe de Recherche en Economie Théorique et Appliquée - UB - Université de Bordeaux - CNRS - Centre National de la Recherche Scientifique)

Abstract

Women's empowerment is crucial to improve their political, social, economic, health and sanitary situation. This paper estimates the effect of microfinance on women's empowerment in Djibouti. Using cross-sectional data of 692 households based in Djibouti's six major centres Djibouti-ville, Arta, Ali-Sabieh, Dikhil, Obock and Tadjourah, we construct original measures of women's empowerment index covering three dimensions (economic, social and interpersonal). We examine the extent to which access to microfinance, amount of loans obtained and their duration modifies women's status at home. Employing the instrumental variables (IV) estimations and a number of econometric techniques as robustness checks, we find a significantly positive association between microcredit and women's empowerment. Households with access to loans from MFIs are respectively 35.4%, 30.9% and 10.1% more likely to be economically, socially and interpersonally empowered. The effect of access to microfinance and the number of loans is also significant. However, women who took four or more loans from microfinance institutions are 27.7%, 23.5% and 6.8% less likely to be economically, socially and interpersonally empowered. The results of the study confirm generally positive socioeconomic effects of microfinance programmes.

Suggested Citation

  • Mohamed Abdallah Ali & Mazhar Mughal & Dina Chhorn, 2021. "Empowering Women through Microfinance in Djibouti," Working Papers hal-03375661, HAL.
  • Handle: RePEc:hal:wpaper:hal-03375661
    Note: View the original document on HAL open archive server: https://univ-pau.hal.science/hal-03375661v2
    as

    Download full text from publisher

    File URL: https://univ-pau.hal.science/hal-03375661v2/document
    Download Restriction: no
    ---><---

    Other versions of this item:

    More about this item

    Keywords

    Djibouti; Instrumental variables (IV); Microfinance; Women's empowerment;
    All these keywords.

    NEP fields

    This paper has been announced in the following NEP Reports:

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:hal:wpaper:hal-03375661. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: CCSD (email available below). General contact details of provider: https://hal.archives-ouvertes.fr/ .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.