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Access to Finance in Turkey


  • Baybars Karacaovali

    (Department of Economics, University of Hawaii)


Access to finance is essential for a successful development and growth of the private sector. In the absence of finance, enterprises cannot develop, innovate, and compete with other firms in other countries which offer more favorable access to finance. This paper makes use of the Enterprise Survey conducted with a representative stratified random sample of 6,006 Turkish firms for the 2015 fiscal year to evaluate the access to finance conditions in the nation. Moreover, data from the Enterprise Surveys Database for a comparison group of countries and 2013 survey for Turkey are employed to put the current survey in perspective.

Suggested Citation

  • Baybars Karacaovali, 2016. "Access to Finance in Turkey," Working Papers 201618, University of Hawaii at Manoa, Department of Economics.
  • Handle: RePEc:hai:wpaper:201618

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    Business environment; financial constraints; access to finance; Turkey;
    All these keywords.

    JEL classification:

    • G10 - Financial Economics - - General Financial Markets - - - General (includes Measurement and Data)
    • G30 - Financial Economics - - Corporate Finance and Governance - - - General
    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development

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